sample application letter for closing of bank account

Application for Closing Bank Account

Sometimes you have got to close your bank account for various reasons. You need to draft an application for closing bank account properly. Along with it, you need to attach a few important documents as well. This article let us learn how to write an application for closing bank account, the guidelines to be followed and a few sample letters to understand the topic in depth.

To close your bank account, you must write an application letter to the manager of your respective bank branch. Along with the application, you must also include/attach the documentation required to shut your account, such as a passbook, chequebook, ATM card (debit/credit), identity proof and so on. It is also important to mention the reason for closing your bank account.

A person’s bank account might be closed for a variety of reasons. Some common causes include difficulties maintaining several accounts, inadequate response or service, unnecessarily charged fees, personal or financial troubles, the death of a family member, an untrustworthy online service, or an inability to maintain a minimum balance.

Guidelines to follow before Closing your Bank Account

• It is critical to double-check your account balance before closing it.
• Check your balance and then write a cheque to withdraw your money.
• Before requesting closure, ensure that all of your transactions and bank-related operations have been completed.
• Using an ATM card may result in less than 500 remaining. Hence, use a cheque whenever emptying the money in your bank account.
• Deposit or destroy a blank chequebook and ATM card for security and personal reasons.
• Confirm that your account has been closed.

Format for Application for Closing Bank Account

The Branch manager

Bank Address

Subject: Application to Close Bank Account

Body of the letter: Mention the reason for closing the bank account, also mention the required bank details such as account number, member ID, passbook, identity proof, etc.

Complimentary Closing

Sender’s Name

Application for Closing Bank Account Samples

Sample 1 – letter for closing current account.

The Branch Manager

State Bank of India

SV Road Branch

12 th October 2022

Subject: Request for Closing Current Account

Respected Sir/Madam,

My name is Ramesh Pawar and I am holding a Current Account in your bank. I would like to close my account because I am having difficulties in maintaining multiple bank accounts. Along with this letter, I am submitting the account passbook and my identity confirmation. Please perform the necessary and begin the closing procedure as soon as feasible.

Thanking you.

Yours Sincerely,

Ramesh Pawar

(Attach original passbook and identity copy)

Explore More Sample Letters

• Leave Letter
• Letter to Uncle Thanking him for Birthday Gift
• Joining Letter After Leave
• Invitation Letter for Chief Guest
• Letter to Editor Format
• Consent Letter
• Complaint Letter Format
• Authorization Letter
• Application for Bank Statement
• Apology Letter Format
• Paternity Leave Application
• Salary Increment Letter
• Permission Letter Format
• Enquiry Letter
• Cheque Book Request Letter
• Application For Character Certificate
• Name Change Request Letter Sample
• Internship Request Letter
• Application For Migration Certificate
• NOC Application Format
• Application For ATM Card
• DD Cancellation Letter

Sample 2 – Letter for Closing Savings Account

Dhana Lakshmi Bank

MG Road Branch

18 th April 2022

Subject: Request for Closing Savings Account

Dear Sir/Madam,

My name is Rahul Tripathi and I have a savings bank account with you. XXXXXXXXXXXXXXX is my account number. I haven’t used my account in a long time and don’t need it right now.

As a result, I respectfully recommend that you close this bank account. I’ve attached all of the paperwork needed to close the bank account. If you can complete this in less time, I will be eternally thankful.

Yours truly,

Rahul Tripathi

Sample 3 – Letter for Closing Account Due to Excessive Charges

3 rd July 2022

Subject: Request for Closing my Bank Account

I’m requesting that you close my current account via this application since I’ve seen that unnecessary and excessive costs are being deducted from it over the past few days. Despite the fact that I have not engaged in any unusual transactions. My account information is as follows:

Account Holder’s Name:

Account No.:

Aadhar Card No.:

Registered Email:

Registered Mobile:

Along with my application, I will be returning my passbook, chequebook, and ATM cards. As a result, please accept my application and begin the process of terminating my account.

Kapil Dhuria

Sample 4 – Letter for Closing Account Due to Personal Reasons

Union Bank of India

Noida Branch

30 th September 2021

My name is Sakshi Malik, and I have a savings account at your branch with account number 1147693627569. Because I am relocating to Mumbai for personal reasons, I would like to liquidate my savings account and take the money. I would appreciate it if you could please terminate my account as soon as possible because I will be travelling next week.

For your convenience, I have enclosed the bank passbook, identity, and address evidence.

Yours faithfully,

Sakshi Malik

Frequently Asked Questions

Q1. What documentation is needed to close a bank account?

Answer. All account information, including account holder name, address, account number, associated mobile number, signature, original passbook and original chequebook (if issued). Your Identification Proof (Aadhar Card, Voter ID Card, Electricity Bill, etc.), Address Proof (Aadhar Card, Voter ID Card), and Debit Card / Credit Card are also required (if issued).

Q2. What is the average time it takes to close a bank account?

Answer. It is entirely dependent on your bank. Request that your bank manager performs this activity as soon as feasible. However, it just takes five to 10 days. However, in some government banks, this process can take up to two months.

Q3. Can a bank reinstate a previously closed account?

Answer. Yes, you can reopen a bank account that has been closed. However, whether you can reopen the bank account relies on the bank in specific situations.

Customize your course in 30 seconds

Which class are you in.

Letter Writing

• Letter to School Principal from Parent
• ATM Card Missing Letter Format
• Application for Quarter Allotment
• Change of Address Letter to Bank
• Name Change Letter to Bank
• Application for School Teacher Job
• Parents Teacher Meeting Format
• Application to Branch Manager
• Request Letter for School Admission
• No Due Certificate From Bank

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Download the App

Home » Letters » Bank Letters » Request Letter to Bank for Account Closure – Sample Letter to the Branch Manager for Closing Bank Account

Request Letter to Bank for Account Closure – Sample Letter to the Branch Manager for Closing Bank Account

Table of Contents:

• Sample Letter

Live Editing Assistance

How to use live assistant, additional template options, download options, share via email, share via whatsapp, copy to clipboard, print letter, sample request letter to bank for account closure.

To, The Branch Manager, _________ (Name of the Bank), _________ (Branch Address)

Date: __/__/____ (Date)

Subject: Request for Account Closure

Respected Sir/Madam,

I am writing to formally request the closure of my bank account, which has been maintained at your branch for the past __________ (mention duration). My name is ___________ (Your Name), and I have decided to close this account due to __________ (mention the reason).

The account details are as follows: Account Number: _________ (mention the account number) IFSC Code: __________ (mention IFSC code) Branch Address: __________ (branch address)

I kindly request you to initiate the account closure process. I have attached all the necessary documents as per the requirements.

I appreciate your prompt attention to this matter and would be highly obliged once the closure is processed.

Thank you for your cooperation.

Regards, _________ (Your Signature), _________ (Your Name), _________ (Account Number), _________ (Contact Number)

Live Preview

The Live Assistant feature is represented by a real-time preview functionality. Here’s how to use it:

• Start Typing: Enter your letter content in the "Letter Input" textarea.
• Live Preview: As you type, the content of your letter will be displayed in the "Live Preview" section below the textarea. This feature converts newline characters in the textarea into <br> tags in HTML for better readability.

The letter writing editor allows you to start with predefined templates for drafting your letters:

• Choose a Template: Click one of the template buttons ("Start with Sample Template 1", "Start with Sample Template 2", or "Start with Sample Template 3").
• Auto-Fill Textarea: The chosen template's content will automatically fill the textarea, which you can then modify or use as is.

Click the "Download Letter" button after composing your letter. This triggers a download of a file containing the content of your letter.

Click the "Share via Email" button after composing your letter. Your default email client will open a new message window with the subject "Sharing My Draft Letter" and the content of your letter in the body.

Click the "Share via WhatsApp" button after you've composed your letter. Your default browser will open a new tab prompting you to send the letter as a message to a contact on WhatsApp.

If you want to copy the text of your letter to the clipboard:

• Copy to Clipboard: Click the "Copy to Clipboard" button after composing your letter.
• Paste Anywhere: You can then paste the copied text anywhere you need, such as into another application or document.

For printing the letter directly from the browser:

• Print Letter: Click the "Print Letter" button after composing your letter.
• Print Preview: A new browser window will open showing your letter formatted for printing.
• Print: Use the print dialog in the browser to complete printing.
• Include your name, account number, IFSC code, branch address, and reason for closing the account.
• Address the letter to the Branch Manager of your bank.
• Yes, providing a reason helps the bank understand your request.
• Attach any documents required by the bank for the closure process. This can vary by bank, so check with your branch.
• Conclude the letter with a polite thank you, your signature, and your contact information.

Incoming Search Terms:

• Sample Application to the Bank for Account Closure Request to Bank in English
• Application to the Branch Manager for Closing Account in Bank

By letterskadmin

Related post, request letter to bank for issuing cheque return memo – sample letter requesting for cheque bounce memo.

Request Letter for Issuance of Account Activity Report – Sample Letter Requesting for Detailed Account Activity Report

Request letter to bank for changing communication mode – sample letter requesting for changing mode of communication (sms/email), request letter for petrol allowance from company – sample letter requesting petrol allowance from company, request letter for mileage allowance – sample letter requesting mileage allowance, notification letter to neighbors about home renovation plan – sample letter informing neighbors about home renovation plan, request letter for pet medical records – sample letter requesting pet medical records, privacy overview.

• GK for competitive exams
• General Awareness for Bank Exams
• Current Affairs
• Govt Schemes
• Financial Awareness
• Computer GK
• Social Issues
• General Knowledge for Kids

Application for Closing Bank Account: Format and Samples Letter

Closing a bank account may seem like a daunting task, but with the right approach, it can be a straightforward process. In this blog, we'll explore the essential steps and provide a sample letter template to guide you through writing a formal letter for closing your bank account. Whether you're switching banks or simplifying your finances, we've got you covered with practical tips and a clear, concise letter format to help you navigate the account closure process with ease.

Table of Content

Application for Closing Bank Account

Steps to write a letter to close a bank account, standard format of an account closing letter, guidelines to follow before closing your bank account, bank account closing letter format.

• [Your Name]
• [Your Address]
• [City, State, Zip Code]
• [Your Email Address]
• [Your Phone Number]
• [Bank Name]
• [Bank Address]

Subject: Request for Account Closure

Dear [Bank Name] Manager,

I, [Your Name], hold a Savings Account with your bank. Due to some personal circumstances, I am unable to maintain the account and would like to close it.

Please find the account passbook enclosed with this letter. I kindly request you to initiate the account closure process at the earliest convenience.

Thank you for your assistance in this matter.

• Enquiry Letter : Format and Example
• How to write a Business Letter? | Steps and Format

Writing a letter to close a bank account is a straightforward process. Here are the steps you can follow:

• Address the Letter: Begin by addressing the bank manager or appropriate authority with the correct salutation, such as "Dear [Bank Name] Manager."
• State Your Intent: Clearly state your intention to close your bank account due to personal reasons. Mention the type of account you hold (e.g., savings account) for clarity.
• Provide Necessary Details: Include essential account information, such as your account number, to ensure accurate identification of the account to be closed.
• Request Action: Politely request the bank to initiate the account closure process. If applicable, mention any accompanying documents, like an enclosed passbook, to facilitate the process.
• Express Gratitude: Conclude the letter by thanking the bank for their services and cooperation. Provide your contact information for any further communication or clarification.
• Letter to Principal, Format And Samples
• How to Write Job Application Letter? (with Samples)
• How To Write a Recommendation Letter (With Examples)

[Your Name] [Your Address] [City, State, Zip Code] [Your Email Address] [Your Phone Number] [Date]

[Bank Name] [Bank Address] [City, State, Zip Code]

I am writing to formally request the closure of my [Type of Account] account with your institution. The details of my account are as follows:

Account Holder Name: [Your Name] Account Number: [Your Account Number]

I kindly request that you proceed with the necessary steps to close this account and provide confirmation of closure at your earliest convenience.

Please ensure that any remaining balance in the account is transferred to my linked account or issued to me in the form of a cashier's check.

Thank you for your prompt attention to this matter. Should you require any further information or clarification, please do not hesitate to contact me at the above-mentioned contact details.

Sincerely, [Your Name]

Before closing your bank account, consider the following guidelines:

• Review Account Activity: Check for any pending transactions, outstanding checks, or automatic payments linked to your account. Ensure that all transactions are completed and there are no pending balances.
• Update Direct Deposits and Automatic Payments: Notify any companies or institutions that deposit funds directly into your account or make automatic withdrawals. Provide them with your new account information if necessary.
• Transfer Funds: Transfer any remaining funds from your current account to your new account or withdraw cash if needed. Ensure that your account balance is sufficient to cover any outstanding checks or payments.
• Cancel Automatic Transfers: Cancel any recurring transfers between your accounts to avoid unexpected transactions after closure.
• Return Bank Items: Return unused checks, debit cards, and any other bank-related items to the bank.
• Check for Fees: Review your bank's account closure policies and check for any associated fees or penalties for closing your account.
• Notify the Bank: Contact your bank to inform them of your intention to close your account. Follow their procedures for account closure, which may include submitting a written request or visiting a branch in person.
• Obtain Confirmation: Request written confirmation of the account closure from the bank for your records.
• Update Contact Information: Provide your new contact information to the bank to ensure that you receive any final statements or correspondence.
• Monitor Account Activity: Continue to monitor your account for any final transactions or fees that may occur after closure. Keep records of the closure process for future reference.

Sample 1 – Current Account Closing Letter:

Subject: Closure of Current Account (Account Number: [Your Account Number])

I am writing to request the closure of my current account (Account Number: [Your Account Number]) with your bank. Due to personal reasons, I have decided to consolidate my banking activities and close this account.

I kindly request you to initiate the necessary steps to close the account and provide confirmation of closure at your earliest convenience. Please ensure that any remaining balance in the account is transferred to my linked account or issued to me in the form of a cashier's check.

Thank you for your prompt attention to this matter.

Sample 2 – Letter to Bank Manager for Closing Account:

[Bank Manager's Name] [Bank Name] [Bank Address] [City, State, Zip Code]

Dear [Bank Manager's Name],

I am writing to formally request the closure of my savings account (Account Number: [Your Account Number]) with your esteemed bank. Due to personal circumstances, I have decided to terminate my banking relationship with your institution.

I kindly request you to initiate the necessary steps to close the account and provide confirmation of closure at your earliest convenience. Please advise me of any outstanding balances or procedures required to complete the closure process.

Thank you for your cooperation in this matter.

Sample 3 – Request Letter for Bank Account Closure:

Subject: Request for Bank Account Closure

Dear Sir/Madam,

I am writing to formally request the closure of my bank account (Account Number: [Your Account Number]) with your esteemed bank. Due to personal reasons, I have decided to discontinue my banking services with your institution.

I kindly request you to initiate the necessary steps to close the account and provide written confirmation of closure at your earliest convenience. Please ensure that any remaining balance in the account is transferred to my linked account or issued to me in the form of a cashier's check.

• Thank You Letters : Purpose, Format, Sample, and Example
• Difference between Formal and Informal Letter
• Welcome Letters : Purpose, Format, Sample, and Example

FAQs on letter for closing bank account

How do i write a letter to close my bank account.

To write a letter, start with a formal salutation, state your intention clearly, provide your account details, and request closure and confirmation.

How do I close my bank account?

You can close your bank account by visiting the bank in person, submitting a written request, or sometimes through online banking platforms, following the bank's specific procedures.

What is the right wording for closing a bank account?

The right wording includes a polite request for closure, clear identification of your account, and a request for confirmation of closure, ensuring clarity and formality.

How do I write a letter to terminate an account?

Write a formal letter addressing the bank manager, state your intention to terminate the account, provide necessary account details, and request closure and confirmation.

Sample letter to close current bank account and transfer funds?

"Dear [Bank Manager], I am writing to request the closure of my current account [Account Number] and transfer the remaining funds to [New Account Details]. Please confirm the closure at your earliest convenience."

How do I write a letter to close my SBI bank account?

Start with a formal salutation, state your intention clearly, provide your SBI account details, and request closure and confirmation in a polite and professional manner.

How to write a bank account closure letter to the customer?

Address the customer formally, state that their account will be closed per their request, provide any necessary instructions or information, and thank them for their patronage in a courteous manner.

Similar Reads

• Application for Closing Bank Account: Format and Samples Letter Closing a bank account may seem like a daunting task, but with the right approach, it can be a straightforward process. In this blog, we'll explore the essential steps and provide a sample letter template to guide you through writing a formal letter for closing your bank account. Whether you're swit 8 min read
• Letter For Closing Bank Account: Check Format and Samples Imagine you just opened a bank account to avail of online banking services. You are excited to use your bank account to make online payments but you realize that online shopping makes you vulnerable to hackers and online frauds. What would you do in such a case? You probably want to close your bank 8 min read
• Leave Application for Fever For School: Format, Sample Leave application for fever is an official written request for leave of absence due to fever. Unexpected turn of events in life can occur, and getting sick is one of them. It's critical to take care of yourself when a fever strikes. In this article, we'll guide you on how to write a simple and effec 8 min read
• Casual Leave Application: Check Format & Samples Employees can avail various types of leave during their term of employment like casual leave, sick leave, and earned leave. An employee can take a short leave from their organization because of personal reasons, unexpected emergencies, or any other reason when they are not in a condition to work; In 11 min read
• Ledger | Meaning, Format, Example and Balancing of Accounts What is Ledger? A Ledger records transactions from the journal and forms separate accounts for them in chronological order. A Ledger is a date-wise record of all the transactions related to a particular account. Ledgers are crucial sources of financial records. A ledger is formed after the journal a 3 min read
• Hostel Leave Application: Check Format and Templates A formal request for permission to leave a hostel for a predetermined amount of time is known as a hostel leave application, and it is submitted by a resident or student. It is a formal document that contains information on the purpose of the leave, the departure date, the anticipated return date, a 12 min read
• Profit and Loss Appropriation Account : Journal Entries & Format Profit and Loss Appropriation Account is prepared by a partnership firm to appropriate the net profit of the accounting year among the partners. Profit and Loss Appropriation Account is affected by the Partnership Deed or the Partnership Act. It is an extension of the Profit and Loss Account, and th 5 min read
• PROFIT AND LOSS APPROPRIATION ACCOUNT In Partnership Firm, a trading Account and profit & loss account is prepared and the net profit/ loss arrived is further divided among the Partners in the Profit-Sharing Ratio. For the purpose of distribution of profit or Loss among the partners, a Profit and Loss Appropriation Account is prepar 3 min read
• Test Cases for Banking Application Banking is a completely critical enterprise. However, it is also quite complex because of all of the rules and policies, banking apps want to observe strict tips to ensure people are statistics safe, depending on in which the financial institution is positioned. Table of Content Why Test Banking App 11 min read
• Permanent Account Number (PAN) : Full Form, Format, Eligibility & Types What is Permanent Account Number (PAN)?PAN is a government-issued identity card with a unique 10-digit alphanumeric code that serves many purposes. PAN is the short form of "Permanent Account Number". The Department of Income Tax issues the Permanent Account Number (PAN) card, which has ten alphabet 8 min read
• Complaint Letter to Bank Manager : Format and Example A complaint letter to a bank manager is a formal written communication addressed to the manager of a bank, expressing dissatisfaction or concern regarding a specific issue related to the bank's services, policies, or procedures. This type of letter is typically written by a customer who has encounte 3 min read
• How to Write Job Application Letter? (with Samples) While the world is progressing, the competition in the employment sector is snowballing. It becomes quite difficult to secure a job that you truly want to do for a lifetime. When applying for a job, sending a resume or a CV may not turn out to be an ideal way to impress employers. A job application 12 min read
• How to write a Formal Business Letter? | Steps and Format A business letter is a vital component of professional communication, used among individuals and organizations for a formal exchange of information. This type of written correspondence follows a standard format and is typically written in third-person language. It includes crucial elements such as t 13 min read
• Personal Account in Accounting: Rule, Types & Examples What are Personal Accounts?Personal accounts refer to those financial accounts that belong to individuals, organizations, or entities with whom financial transactions are carried out. The personal accounts track the individuals' assets, liabilities, expenses, and revenue. Thus, individuals can manag 5 min read
• Systems and Basis of Accounting | Single and Double Entry System Meaning of Basis of AccountingThe Basis of Accounting is related to the timing of recording the business transaction in the books of account. It is concerned with a specific time period at which all the incomes and expenses are recorded by a business enterprise. There are two bases for recording the 6 min read
• Accounting Services Invoice: Format and Example Accounting Services encompass a wide range of financial activities and support provided by accounting professionals to individuals, businesses, and organizations. These services are essential for maintaining accurate financial records, ensuring regulatory compliance, and making informed business dec 4 min read
• Dissolution of Firm: Partner's Capital Account What is Dissolution of a Firm? Dissolution of the firm is the discontinuation of the business and closure of all the books of accounts of the firm. Dissolution of the partnership means a change in the profit-sharing ratio of the existing partners in the firm and the business or the firm continues it 4 min read
• Real Accounts in Accounting: Types & Examples What are Real Accounts?Real accounts, also known as permanent accounts, are types of accounts in accounting that represent tangible assets, liabilities, and equity. In accounting, there are mainly three main types of accounts. The second one is the Real Account or the permanent account. This type of 6 min read
• Chart of Accounts (COA) : Full Form, Types, Importance & Limitations Chart of Accounts (COA) is a systematic listing of all the financial accounts within an organisation's accounting system. It serves as a comprehensive and organised framework that categorizes and classifies various financial transactions, providing a clear and structured overview of the company's fi 7 min read
• SSC/Banking
• General Knowledge

Improve your Coding Skills with Practice

What kind of Experience do you want to share?

Bank Account Closure Request Application (with Samples & PDFs)

I have listed sample templates to help you craft an effective and professional bank account closure request application.

Also, I would like to point out that you can also download a PDF containing all the samples at the end of this post.

Bank Account Closure Application Request

First, find the sample template for bank account closure request application below.

To, The Branch Manager, [Bank Name], [Branch Address],

Subject: Request for Closure of Bank Account

Dear Sir/Madam,

I, [Your Full Name], am writing this letter to bring to your kind attention that I wish to close my bank account with your esteemed bank. The details of my account are as follows:

Account Name: [Your Full Name] Account Number: [Your Bank Account Number] Account Type: [Savings/Current]

Due to some personal reasons, I am unable to continue with this account and hence, I request you to kindly process my request for closure at the earliest. I assure you that there are no dues or outstanding payments to be made from my end.

I understand that this process will involve the settlement of any interest or charges applicable. I will cooperate fully during this process and provide any further information required.

I request you to kindly proceed with the closure and provide me with a confirmation when the entire process is complete. All the necessary documents, cheque book, ATM card etc., related to this account will be returned to your bank promptly.

Thank you for your understanding and cooperation in this matter.

Yours faithfully, [Your Full Name] [Your Contact Number] [Your Email Address] [Date]

Below I have listed 5 different sample applications for “bank account closure request application” that you will certainly find useful for specific scenarios:

Application for Closing Bank Account Due to the Demise of the Account Holder

Subject: Application for Closing Bank Account Due to the Demise of the Account Holder

Respected Sir/Madam,

I am writing this application to inform you about the sad demise of my [relation to the deceased, e.g., father], Mr./Mrs. [Deceased Account Holder’s Name], who held a savings/current account in your bank with the account number [Account Number]. Unfortunately, he/she passed away on [Date of Death] due to [Cause of Death, if comfortable sharing].

As the legal heir and nominee of the deceased account holder, I kindly request you to close the above-mentioned account and release the outstanding balance to me. I have attached the required documents, including the death certificate, nominee declaration form, and identity proof, for your reference and verification.

I understand the procedures involved in closing the account and assure you of my full cooperation during the process. Kindly let me know if any additional information or documentation is required from my end.

I humbly request you to expedite this process as I need to settle several financial matters of the deceased. I shall be grateful for your prompt assistance in this matter.

Thanking you.

Yours faithfully, [Your Name] [Your Address] [Your Contact Number] [Your Email Address] Date: [Current Date]

HDFC Bank Account Termination Request Application

To, The Branch Manager, HDFC Bank, [Branch Name], [Branch Address],

Subject: Request for Account Termination

I, [Your Name], resident of [Your Address], am writing this application to request the termination of my bank account held in your branch. My account details are as follows:

Account Name: [Your Name] Account Number: [Your Account Number] Account Type: [Savings/Current]

Due to [reason for account closure], I have decided to close my account with your bank. I request you to kindly process this request at the earliest and release the remaining account balance as a demand draft or transfer it to my new bank account (details mentioned below) as per my preference.

New Bank Account Details (if required): Bank Name: [New Bank Name] Account Number: [New Account Number] IFSC Code: [New Bank IFSC Code]

Please find enclosed any documents, cheque books, and debit cards related to this account. I understand that any outstanding dues, if any, will be adjusted against the account balance before closure.

I would like to thank you for the services provided by HDFC Bank during my association with the bank. Kindly acknowledge the receipt of this application and confirm the account termination.

Yours faithfully,

[Your Name] [Your Contact Number] [Your Email Address] [Date]

Bank Account Cancellation Application Owing to Deceptive Fees and Charges

Subject: Bank Account Cancellation Application Owing to Deceptive Fees and Charges

I am writing this application to formally request the cancellation of my account (Account No: XXXXXXXXXX) with your esteemed bank due to deceptive fees and charges that I have been incurring on my account.

I have been a loyal customer of your bank since [year of account opening], and I have always admired your bank’s services and offerings. However, recently I have noticed multiple charges on my account, which were neither properly communicated nor clarified to me beforehand.

The fees in question include [mention the fees and charges] which, upon inquiry, seem to be inconsistent with the standard charges and fees presented to me when I opened the account. These unexpected and deceptive fees have caused me considerable financial strain and dissatisfaction as a customer.

As per my knowledge, I have never opted for any additional services that would warrant such charges. I believe that such practices are unjust and unacceptable. Therefore, I urge you to cancel my account with your bank immediately and provide me with a written confirmation of the same.

Before the account closure, I kindly request you to transfer the remaining balance to my alternate account in a different bank. I have provided the details below:

Account Holder Name: [Your Name] Account Number: [Alternate Account Number] Bank Name: [Alternate Bank Name] Branch Address: [Alternate Bank Branch Address] IFSC Code: [Alternate Bank IFSC Code]

I hope you will resolve this matter promptly and take necessary steps to prevent such deceptive fees and charges in the future. I appreciate your cooperation and assistance in this matter.

[Your Name] [Your Address] [City, PIN Code] [Mobile Number] [Email Address]

Canara Bank Account Cancellation Procedure Application

To, The Branch Manager, Canara Bank, [Branch Name], [Branch Address], [City Name], [Postal Code]

Subject: Request for Account Cancellation

I, [Your Full Name], hold a savings/current account (Account Number: [Your Account Number]) in your esteemed bank at the [Branch Name] branch. Due to certain personal reasons, I would like to request the cancellation of my account with immediate effect.

I have cleared all the outstanding dues and transactions in my account as of [Current Date]. I understand that upon cancellation, I shall not be able to use any of the banking services associated with my account.

I request you to kindly initiate the account cancellation procedure and refund any remaining balance, if applicable, to my alternate account (Account Number: [Alternate Account Number], Bank Name: [Alternate Bank Name]) or provide me with a demand draft for the same.

Kindly acknowledge the receipt of this application and inform me once the account has been closed successfully.

Thank you for your attention to this matter, and I appreciate your prompt assistance.

Yours faithfully, [Your Signature] [Your Full Name] [Your Address] [Your Contact Number] [Your Email ID]

PNB Bank Account Discontinuation Request Application

To, The Branch Manager, Punjab National Bank, [Branch Name], [Branch Address],

Subject: Request for Account Discontinuation

I, [Your Name], holding a Savings Bank Account (A/C No: xxxxxxxxxx) with your esteemed bank at the [Branch Name] branch, request you to kindly discontinue my bank account with immediate effect.

Due to certain personal reasons, I am no longer able to maintain my account with PNB. I have already withdrawn my remaining balance and have no outstanding dues or liabilities towards the bank.

I have attached my passbook, unused cheque leaves, and debit card along with this application. Kindly process my request at the earliest and provide me with a confirmation of the account closure.

Thanking you for your prompt assistance in this matter.

[Your Name] [Full Address] [Contact Number] [Email ID]

How to Write Bank Account Closure Request Application

Some writing tips to help you craft a better application:

• Write the application in a formal and polite tone.
• Mention the account holder’s name, account number, and contact details.
• Include the current date, as well as the date of account creation, if possible.
• State the reason for closing the account, and provide any relevant context.
• Request that any outstanding balance or interest be transferred to another account or paid via check or direct deposit.
• Verify personal information and provide identification, if required.
• Ask the bank to confirm receipt and action of the request in writing or via email.
• Include a signature at the end of the application.
• Address the application to the appropriate department or branch manager.
• Keep a copy of the application for personal records.

Related Topics:

• Casual Leave Application for Urgent Work Commitments
• Teaching Job Application in School/College
• Request for School Leaving Certificate Application Process

View all topics →

I am sure you will get some insights from here on how to write “bank account closure request application”. And to help further, you can also download all the above application samples as PDFs by clicking here .

And if you have any related queries, kindly feel free to let me know in the comments below.

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Save my name, email, and website in this browser for the next time I comment.

Leave Application

Leave Application for School, College and Office

Application For Closing Bank Account | Bank Account Close Application

Post by Mita Maji

If you are looking for the application for closing bank account letter OR are you searching for the best samples of bank account close application then you have come to the right place. To close a bank account there is no hard process. It is a very easy process.

Firstly, You have to write an application to the bank branch manager to close your account and you have to attach your checkbook, passbook & ATM card along with this bank account closing application. You can also transfer the bank account to another branch without closing it. Generally, the bank will take about 5 to 10 days to close it.

As we know it is always a good practice to write an application yourself but due to lack of time, It is not possible for us to write a professional application. So, just to save your time we have created some samples of bank account closing letters for you which will make your work more easier.

Some of the most common reasons that account holders usually close their bank accounts such as personal reasons, moving to other countries, rude bank employees, unreliable banking systems, high interest on loans or online banking issues.

What is required to close a bank account?

There are need some things that are very important to close a bank account, which you have to take to the bank. For Example,

• Bank Account Number.
• Account Holder Name.
• Signature Of Account Holder.
• Original Passbook of Bank Account.
• Cheque Book (If Issue).
• Atm Card (If Issue).
• Identify Proof (Ex. Aadhar Card, Pan Card, Voter ID Card, Driving License).
• Address Proof (Ex. Aadhar Card, Voter ID Card)

Hopefully, if you go to your bank branch with the above-mentioned items, you will be able to close your bank account without any problem. However, many banks may charge “account closure fees” so you may have to pay it.

Read Also:-  Application For Bank Account Close In Hindi

Simple Bank Account Close Application Letter

To The Manager Name of the Bank Name of the Branch Address of the Branch

Sub: Application to close bank account

Dear Sir/Madam,

My savings account no is XXXXXXX in your bank. Currently, I am not able to continue this account anymore. So you are requested kindly to close the account and credit the amount to me by cash/dd.

Thanking you,

Yours sincerely [Name] [Signature] [Date] [Mobile No] [Address]

Bank Account Close Application In English

To The Bank Manager, Bank Name, Branch Name, City.

Subject: Closing of Bank Account-A/C-XXXXXXX

Respected Sir/Madam,

With due respect, I Beg to say that I hold a saving account in your branch and I want to close this account due to some personal reason with immediate effect. Details of the account are as under –

• Account Holder Name –
• Account No – XXXXXXXX
• IFSC code – XXXXXX
• Current Balance – Rs. XXXXX.XX

Kindly close my abovementioned account and hand over the balance amount in cash. I will be thankful to you.

Yours Faithfully, [Name] [Signature] [Contact Details]

Application For Closing Bank Account Letter

To The Manager, Name of the bank, Branch Name, Branch Address, Date-

Subject: Close Bank Account.

This letter is to inform you that kindly close my bạnk account no XXXXXXXXX in your bank. I am not operating this account for a long period of time. Now, I decided not to continue this account. I am returning my Debit/credit card, pass-book, and checkbook to the bank branch.

I request you to please return my existing balance through the demand draft or transfer it to my new account.

Thanking you.

Yours Sincerely Name: Account Number: XXXXXXXXX Date: XX/XX/XXXX

Bank Account Closing Letter Sample And Format

To, The Branch Manager, Bank Name, City Date

Subject- Application to close bank account

I would like to close my saving account no – XXXXXXXX due to some personal reasons with immediate effect. Hence, I request you to please close my said account and hand over the balance amount in cash and oblige. I am also returning my passbook, checkbook, debit and credit cards to the bank.

Please proceed with my request as soon as possible and I would appreciate it if you can close the account.

Yours Faithfully, [Your Name] [Signature] [Contact Details] [Your Address]

Read Also:  Bank Passbook Missing Letter

Sample Letter To Close Bank Account And Transfer Funds

To The Bank Manager, Bank Name, Branch Name, Branch Address, Date-

Subject- Application for closing bank account.

I have a saving account in your bank for the past four years but now due to some unavoidable circumstances. I want to close my account and transfer my amount to the new account. My saving account details are:-

• Current Account Number –
• New Account Number –
• Home Branch Name –

Yours Faithfully, [Name] [Signature]

Bank Account Close Application Letter

To The Manager, Bank Name, Branch Name, (Full postal address of the branch) Date-

Subject- Closing of Savings / Current Bank Account

I humbly request that I have been an account holder with ______ (Account Holder Name) in your bank for some years. For some reason, I want to close my bank account. My account number is _____ (Bank Account Number) and my ATM number is ____ (ATM Number).

Therefore, you are requested to kindly close my account and return my outstanding amount to me. I will always be grateful to you. Your kind co-operation in this regard will be highly appreciated.

Yours truly, Name- Address- Mobile No- Email ID-

Read Also:  Application For Opening Bank Account

Application To Bank Manager For Closing Account

To, The Bank Manager, Bank Name, Branch Address – Date –

Subject: Application for Closure of Current Bank account

With reference to the subject above it is stated that I have two accounts in your bank and I want to close my one account. Having account number – XXXXXXXXX, date of opening DD/MM/YY. This account is not functional since last and I do not need this account anymore.

Therefore, I request you to close my above current account. Your cooperation in this regard will be highly appreciated.

Thanking you in anticipation.

Sincerely, [Name] [Signature] [Date] [Contact No]

Bank Account Closing Letter Sample Format

To, The Branch Manager [Bank Name], [Branch Name & Address], [Date].

Subject – Bank account closing application & account no XXXXXXXXX.

With due respect, I Beg to say that I hold a saving account no ___________ [Mention Your Bank Account No] with your __________ [Mention Your Branch Name] branch and I am unable to maintain this bank account due to some personal circumstances.

This is a request letter to please close my saving account and reject any further transactions request. I am returning my passbook, chequebook and my cards along with my request letter. My bank account details are –

Account Holder Name – Account No – IFSC code – Current Balance – Card Number –

Therefore, I request you to please close my account and return my outstanding balance to the account details mentioned below. It Would be highly appreciable if you do the needful to initiate the process as soon as possible. [Mention the details of the bank account you want to take the remaining money from your old bank account] Account Holder Name – Bank Account Number – IFSC Code –

Thanking You.

Yours Faithfully, [Your Name], [Your Address], [Contact Details].

Application For Closing Bank Account

To The Branch Manager, Name of the Branch, Address of the Branch (example: Bigoram, Kolkata, 700386)

Subject: Request for pre-closing ongoing recurring deposit (RD) account

My savings account no. is XXXXXXXXXX and RD account no. is XXXXXXXXXX in your bank. Due to some unavoidable reasons, I’m not able to continue the RD payment.

So you are requested kindly to pre-close the RD account before maturity period and deposit the so far amount from RD to my savings account.

Yours sincerely, Signature – Name – Mobile No –

READ ALSO –

• Application For Bank Account Transfer
• Application for Bank Account Reopen
• Medical Leave Application Samples

Bank Account Closing Application

To The Bank Manager [Name of the Bank], [Branch Name], [Branch Address], [Date].

Subject: letter to bank manager for closing account. (Account Number___________)

With reference to my savings bank account number with your branch as mentioned above, I am willing to close my account since I am not in need of the account further and I regret not being able to continue with this.

I am handing over my passbook, unused check, ATM card along with this bank account closing letter.

Also, the details of my account are given below – Account No – Account Holder Name – ATM Card No – Mobile No –

Therefore, I request you to please close my said bank account as soon as possible and let the remaining balance be handed over to me.

It would be highly appreciable if you do the needful in this matter.

Yours faithfully, [Your Name], [Your Address].

Best and Easy to write Application For Closing Bank Account Letter Sample Image

[ Download Image Format ]

[ Download Bank Account Closing Letter PDF ]

FAQ’s on Application For Closing Bank Account Letter

1) How do I write a letter to close my bank account? Answer: To, The manager. Dear Sir/Madam, I want to say that I am an account holder in your bank. My account no is XXXXXXX in your bank. Currently, I am not able to continue this account anymore. So, I request you to please close my account as early as possible. Thank you.

If you can’t write the letter at all then try to write by following the sample of the application that we have given at first.

2) How long does it take to close a bank account? Answer:  It totally depends on your bank. You can request your bank manager to complete this action as soon as possible. Yet it takes a maximum of five to ten days.

3) Is there a charge to close a bank account? Answer:  YES,  many banks charge  “Account Closure Fees”  for closing accounts. So you should look at these before opening a bank account. However, most banks usually take it if they want to close the account within  90  to  180  days of opening the account. We can’t say exactly how much you charge for it, but you can find out from your bank manager.

4) What documents do I need to close a bank account? Answer: As we told you earlier, you will need two types of documents to close the bank account. The first is some of your ID verification documents (E.g – Aadhar Card, Pan Card, Voter ID Card, DL) and the second is some of your bank account documents (E.g – Account Number, Signature Of Account Holder, Original Passbook, Atm Card).

5) Can you close out a bank account online? Answer:  The answer to this question may be yes or no or both. Because in our India some banks give the opportunity to close your bank account online and some banks do not give that opportunity. So, below are the links to some bank’s closure forms. Which you can fill up and submit to your bank.

• State Bank of India
• Bank of Baroda
• Punjab National Bank
• Canara Bank
• Indian Overseas Bank
• Union Bank of India

I hope you find the exact sample or format of the bank account closing application you were looking for on the internet.

Application for Closing Bank Account – 12+ Samples

Imagine you’ve just opened a bank account to take advantage of online banking services. You’re eager to make online payments and enjoy the convenience, but soon realize that the digital world can expose you to online fraud and hackers.

In such a situation, you may decide to close your bank account for peace of mind. However, closing an account isn’t as simple as walking into the bank and making a verbal request. You need to follow a formal process, and that starts with writing a letter to the bank manager.

Writing a bank account closure application is a common practice nowadays. In these letters, you are expected to include specific details like your reason for closing the account, your personal information (name, address, contact number, etc.), and your banking details. Knowing how to structure this letter correctly can save you time and prevent unnecessary back-and-forth with the bank.

On the other hand, there are various reasons why you might need to close your account, such as moving to another city, switching banks, or simplifying your finances. In these cases, drafting a clear, concise application is essential. Additionally, you may need to attach important documents like your account number, identification proof, and the checkbook linked to the account.

This guide will walk you through the process of writing a well-structured application for closing a bank account, provide key guidelines to follow, and offer multiple sample letters to give you a deeper understanding of how to execute this task effectively.

Sample Application for Closing Bank Account

To, The Manager, [Bank Name], [Branch Address], [City, State].

Date: [Insert Date]

Subject: Request for Closing Bank Account

Dear Sir/Madam,

I am writing to request the closure of my savings account, number [Account Number], with your bank. Kindly process this request and transfer the remaining balance to my new account [New Account Number], held at [Bank Name].

Please let me know if any further documentation is needed to complete the process.

Sincerely, [Your Name] [Contact Information] [Account Number]

Application for Closing Bank Account Letter

I kindly request the closure of my bank account with account number [Account Number]. I have settled all outstanding dues and would like the account to be officially closed.

Please confirm once the process is complete and provide me with any required documentation.

Application for Closing Bank Account and Transfer Money to Another Account

Subject: Request for Closing Bank Account and Fund Transfer

I request the closure of my account [Account Number] at your branch. I also ask for the remaining balance to be transferred to my new account [New Account Number] at [New Bank Name].

Please let me know if any additional steps are required for this transfer.

Sincerely, [Your Name] [New Account Number] [Contact Information]

Application for Closing Bank Account Due to Death

Subject: Request for Closing Bank Account Due to Death of Account Holder

I regret to inform you of the passing of Mr./Mrs. [Deceased Name], holder of account number [Account Number] at your branch. As the legal heir, I request the closure of this account and the transfer of funds to [Nominee Account Number].

Please find enclosed all the required documents for verification.

Sincerely, [Your Name] [Relationship to Deceased] [Contact Information] [Nominee Account Number]

Application for Closing Bank Account in SBI

To, The Branch Manager, State Bank of India, [Branch Address], [City, State].

I am writing to request the closure of my SBI account, number [Account Number]. I would like the balance to be transferred to my new account at [New Bank Name].

Please inform me once the account is closed and the transfer is complete.

Application for Closing Bank Account and Withdraw Money

Subject: Request for Closing Bank Account and Withdrawing Remaining Funds

I would like to request the closure of my account [Account Number]. Please arrange for the remaining funds to be withdrawn and handed to me or transferred to another account.

Let me know if any further steps are needed.

Sincerely, [Your Name] [Account Number] [Contact Information]

Sample Application for Closing Current Bank Account

To, The Branch Manager, [Bank Name], [Branch Address], [City, State].

Subject: Request for Closing Current Bank Account

I would like to close my current account, number [Account Number], with your bank. Kindly confirm the closure and transfer the balance to my new account [New Account Number] at [New Bank Name].

Thank you for your assistance in this matter.

IndusInd Bank Account Closing Letter Format Example

To, The Branch Manager, IndusInd Bank, [Branch Address], [City, State].

I would like to request the closure of my bank account at your branch, account number [Account Number]. Please transfer the remaining funds to my new account [New Account Number].

I appreciate your assistance in processing this request.

HDFC Bank Account Closing Letter Format Application

To, The Branch Manager, HDFC Bank, [Branch Address], [City, State].

Subject: Request for Closure of Bank Account

I am writing to request the closure of my savings account [Account Number] with your bank. Please transfer the balance to my new account [New Account Number].

Thank you for your assistance.

Corporation Bank Account Closing Letter Format Sample

To, The Branch Manager, Corporation Bank, [Branch Address], [City, State].

I would like to close my bank account, number [Account Number], with your bank. Please transfer any remaining funds to my new account at [New Bank Name].

Thank you for your prompt attention to this request.

Application for Closing Bank Account in Hindi

प्रति, शाखा प्रबंधक, [बैंक का नाम], [शाखा का पता], [शहर, राज्य]।

दिनांक: [तारीख डालें]

विषय: बैंक खाता बंद करने के लिए आवेदन

आदरणीय महोदय/महोदया,

मैं आपके बैंक में स्थित मेरे खाता संख्या [खाता संख्या] को बंद करने का निवेदन करता/करती हूँ। कृपया मेरे शेष धनराशि को [नया खाता संख्या] में स्थानांतरित करें।

धन्यवाद। [आपका नाम] [संपर्क जानकारी] [खाता संख्या]

Application for Closing Bank Account due to Death of Husband Format Example

Subject: Request for Closing Bank Account Due to Death of Husband

I regret to inform you of the passing of my husband, Mr. [Deceased Name], holder of account number [Account Number] at your branch. Kindly close the account and transfer the remaining balance to my account [New Account Number].

Please find attached all the necessary documents, including the death certificate.

Components of a Proper Application

When writing an application to close your bank account, make sure to include the following key components for a smooth process:

• Addressing the Manager: Begin with a formal address to the bank manager or branch.
• Account Details: Mention the account number and your name.
• Reason for Closing: Explain why you are closing the account (optional but recommended).
• Transfer or Withdrawal Request: Specify how you’d like to handle the remaining balance—whether it’s transferring to another account or withdrawing.
• Attachments: Mention if you’ve attached documents like the death certificate or KYC.
• Contact Information: Always include your contact details for follow-up.

Structuring the Proper Application Effectively

To structure your application for easy processing, follow this simple format:

• Salutation: Address the branch manager.
• Subject Line: Clearly state the letter’s purpose, e.g., “Request for Closing Bank Account.”
• Body: Introduce yourself, mention the account details, and request the account closure. Specify any additional instructions, like transferring the balance.
• Conclusion: Include your name, account number, and contact information.

How do I close my bank account?

To close your bank account, you need to submit a formal application to your bank, either in person or online. The application should include key details like your account number, reason for closure, and preferred method for receiving any remaining balance.

What information should I include in a bank account closure letter?

A bank account closure letter should include:

• Your name and contact details
• Bank name and branch address
• Account number(s) you wish to close
• Reason for closing the account (optional)
• Signature and date

Can I close my bank account online?

Some banks allow you to close accounts online via their website or mobile app. However, certain banks may require you to visit a branch in person or send a signed application via mail.

Are there any charges for closing a bank account?

Most banks do not charge a fee for closing an account, but some may impose fees if the account is closed within a certain time frame (e.g., within six months of opening). Check with your bank for specific details.

How long does it take to close a bank account?

The time it takes to close a bank account varies by institution, but typically, it takes anywhere from 1 to 10 business days once all required documents are submitted.

What happens to my remaining balance after closing the account?

You can specify in your application how you want to receive your remaining balance. Most banks offer options like a check, transfer to another account, or a cashier’s check.

Can I reopen my closed bank account?

Once closed, most bank accounts cannot be reopened. However, some banks might offer the option to open a new account with similar details. You’ll need to check the specific policies of your bank.

What should I do before closing my bank account?

Before closing your bank account:

• Ensure all pending transactions are settled
• Update your direct deposits and automatic payments to another account
• Withdraw or transfer your remaining balance
• Confirm there are no outstanding fees or overdrafts

Can I close a joint bank account without the other account holder’s consent?

In most cases, all account holders must consent to closing a joint account. Both signatures may be required on the application, or you may need to visit the bank together.

What happens if my account has a negative balance when I request to close it?

If your account has a negative balance or unpaid fees, the bank will likely require you to settle the amount before processing the closure request.

Is it necessary to provide a reason for closing the account?

Providing a reason for closing your bank account is optional, but it can help the bank understand any issues or areas for improvement. You can simply request closure without stating a reason if preferred.

Can I close my bank account if I’m overseas?

Yes, you can close your bank account from overseas, but you may need to follow additional procedures like notarizing the closure application or providing extra identification. Contact your bank for specific requirements.

• Letter Writing
• Formal Letter Writing In English
• Application for Closing Bank Account

Application for Closing Bank Account - Letter Format with Sample Letters

Do you have a bank account that is not used or an account that you are not able to maintain? This article will give you the reasons why you should close your bank account. Sample account closing letters are also given for your better understanding.

Table of Letters

Why close a bank account, format of an account closing letter, sample 1 – current account closing letter, sample 2 – letter to bank manager for closing account, sample 3 – bank account closing letter.

• FAQs on Bank Account Closing Letter Format

The reasons to close a bank account can vary from person to person. Most common reasons include no proper response or service, fees being charged unnecessarily, c online services, etc. It can also be because you cannot maintain the account, need the money or simply that you would like to start a fresh account.

Sometimes, it happens otherwise too. The bank closes your account because your account remained inactive for a very long period of time, you have had zero balance over a period of time, you have too many bounced checks or overdrafts, you have been subjected to identity theft, etc.

How to Write a Letter to Close a Bank Account?

Every time you wish to open or close a bank account, you would be required to write a letter to the bank manager stating the reasons for the same. To help you with it, here are some sample letters.

The Branch Manager

Name of the Bank

Bank Address

Sir/ Ma’am,

Body of the letter

Thanking you

Yours faithfully,

Signature of the Account Holder

Name of the Account Holder

The Manager

South Indian Bank

Coimbatore- 641022

Subject: Request for closing current account

I am Sneha, and I hold a Current Account in your bank. I have not been able to maintain the account for a few months now due to some personal reasons, and so I would like to close the account. I am enclosing the account passbook along with this letter. Kindly do the needful and initiate the closing process as soon as possible.

Thanking you.

State Bank of India

Chennai – 600054

Subject: Request to close account

I hold an account with the account number 0305000002356032 at your bank. I have been transferred to Bangalore, and so I will have to close the account as I would not be able to access the account. Kindly clear all the transactions with this account and transfer the balance to another account (Account number: 0201000023642365 IFSC Code: SBIL0000201).

Thank you in advance.

Yours sincerely,

Thara Sudhan

Union Bank of India

Koramangala Branch

Bangalore – 600023.

25 th March, 2021

Subject: Closure of savings account

I am Rudhra, and I have a savings account with the account number 2312000023564932 at your branch. I am moving to Chennai for personal reasons, and so I would like to close my savings account and withdraw the amount. I request you to kindly do the needful and close my account at the earliest as I will be leaving next week.

I am enclosing herewith the bank passbook, the identification and address proof for your reference.

Rudhaprasad

Frequently Asked Questions on Bank Account Closing Letter Format

How do i write a letter to close my bank account.

You have to address the letter to the branch manager of the respective bank. Start with the correct address of the bank, subject, salutation, body of the letter stating the reason for the closure of the bank account, complimentary closing, signature and name. Make sure you provide the exact account number and other details necessary accurately.

How can I close my bank account permanently?

To close your bank account permanently, you have to visit the bank and enquire about the process of closing a bank account and then write a letter to the branch manager by providing the reasons for closing the account. Also, provide the required documents for proof and verification.

Leave a Comment Cancel reply

Your Mobile number and Email id will not be published. Required fields are marked *

Request OTP on Voice Call

Post My Comment

Register with BYJU'S & Download Free PDFs

Register with byju's & watch live videos.

Bank Account Close Application Letters in English

To close your bank account you need to submit a request letter to the bank.  But before closing your bank account it is better to withdraw the entire amount and make the balance Zero. 

You can also request the bank to transfer the cash to another account of yours (or) you can also do it yourself if you have an internet banking facility (or) by using your debit card.

How to write a letter to close the bank account.

• Address the letter to the bank’s branch manager.
• Mention bank address.
• Start with a simple subject line like “Account closure application”.
• Write your name and account number in the first paragraph of the letter.
• Mention the reason to close the account
• Request for transfer of balance amount to another account (if needed)
• Provide details of the bank account where the balance must be transferred.
• Mention the documents enclosed with the letter.
• Finally, close the letter by saying thanks.

Here are some sample bank account closing racquet letter formats in English, which you can download in Word format as well.

1. Simple application to bank manager for closing the account

To The Bank Manager, Name of the Bank, Address.

Sub: Closing Account.

Respected Sir/Madam,

I am [your name], holder of a savings bank account in your bank with a/c no. XXXXXXXXXX. 

Due to some personal reasons, I would like to close my bank account with immediate effect.

Therefore please close my bank account as early as possible.

Thanking you.

Sincerely, Your name.

2. Normal savings bank account closing letter

Sub: Closure of savings bank account

My name is [your name] , holding a savings account in your bank with a/c no. XXXXXXXXXXX.

I am not using this account for a long time and I don’t need it anymore. So I decided to close this account permanently.

I am returning my passbook, cheque book, and debit card along with this letter.

Therefore please close my account as quickly as possible. 

Finally, thank you for providing your banking services for all these days.

Yours faithfully, Your name.

3. Current account closing letter

Sub: Current account closure request.

I am [your name] , have a current account in your bank with a/c no. XXXXXXXX. Due to personal issues, I no longer want to maintain this account and I want to close it.

I am enclosing the related passbook and cheque book along with this letter. 

And I request you to kindly close my current account as soon as possible.

Yours sincerely, Your name.

4. Bank account closing application after death

Sub: Account closure application after death.

I am [your name] , writing this with a painful heart to inform you that my father Mr……………. has recently passed away due to cardiac arrest. He has an account in your bank with a/c no XXXXXXXXXXX.

Hence he is no more, I want to close this account. Please find enclosed a copy of my father’s death certificate.

As a legal heir, I request you to please close the account and transfer the balance amount to my bank account given below.

Your name: Bank Name: A/c No: IFSC code:

I shall be grateful to you in this regard.

5. Application to close Joint bank account due to death

Sub: Request to close an account due to death.

My name is [your name] , a joint account holder of your bank with a/c no. XXXXXXX. This joint account was opened for me and my husband Mr. [person name] .

Unfortunately, my husband recently lost his life by accident. And I don’t need the joint account anymore.

Therefore I request you to close this account and transfer the remaining amount to my individual bank account mentioned below.

Your name: Bank name: A/C number: IFSC code:

I would be grateful to you.

6. Joint bank account close application

Sub: Joint account closure application.

We [account holder 1] and [account holder 2] are joint account holders of a/c no. XXXXXXXXX in your bank.

For personal reasons, we are closing our joint account. Please consider this letter as our mutual consent to close the account.

Hope you consider our request.

Joint account holder 1  (Name & Signature).

7. Application to close bank account & transfer money to another account

Sub: Account close application.

My name is [your name] , I want to close my savings account with a/c no. XXXXXXXXX. I’m moving to another city because of a job transfer, so I want to close this account.

Please close this account and transfer the balance to another account of mine, which has been mentioned below.

Name: A/c No: Bank name: IFSC code:

Regards, Your name.

8. Application to close the bank account with a negative balance

Sub: Account closure request.

My name is [your name] , the account holder of your bank with a/c no. XXXXXXXX. Initially, it was a salary account, but after I left the job, I stopped using that account.

For this reason, it was converted into a savings account and levied a penalty for not maintaining a minimum balance. At present, there is a negative balance of Rs………..

In my current financial situation, I cannot afford these charges. 

So I request you to please close that account without any burden to me.

I hope you consider my request.

9. Sample Bank Account Close Application

To The Bank Manager, Bank Name, Address.

Dear Sir/Madam,

I am [Your name],   have an account in your bank with a/c no. XXXXXXXX. But now I am closing it for personal reasons. So please close my bank account.

I hope you close my account as quickly as you can.

10. Bank account close application for multiple accounts in the same bank

To  The Bank Manager, Bank Name, Address.

Sub: Account closure application.

Ref: A/c no. 2540XXXXX20.

My name is [your name] , have two savings accounts in your bank with a/c nos. 3214XXXX65 and 2540XXXXX20 under the same CIF number 7514XXXX478.

I no longer need both accounts in the same bank, so I am closing one of my bank accounts with a/c no. 2540XXXX20.

So please close the above-mentioned account as early as possible. 

I shall be thankful to you.

11. Salary account close application

Sub: Request to close salary account.

I am [ your name] , holder of the salary account in your bank with a/c no 5412XXXX20. The account was created during my employment at [company name]. 

But now I’ve left the company and no salary will be credited to this account.

So I request you to please close my salary account of the above-mentioned account number. I have enclosed my cheque book and debit card with this letter.

Thanks in advance.

12. SBI account close application

To The Bank Manager, State Bank of India, Madhurawada, Visakhapatnam.

Respected Sir,

I am Ravi Padala , account holder of your bank with a/c no. 3210XXXX456 . Due to some personal reasons, I am closing my bank account.

I have withdrawn the entire balance amount and made the balance Nil.

Kindly close my bank account as soon as possible. 

Thanks for your banking services for all these days.

Sincerely, Ravi Padala.

13. HDFC bank account close application

To The Bank Manager, HDF Bank,  Dwaraka Nagar Branch, Visakhapatnam.

My name is Lavanya Jain , account holder of your bank with a/c no. 2745XXXX4130 . I am moving to a new city due to my job transfer and getting a new salary account with another bank.

I like your bank services, however, I don’t need multiple accounts. So I am closing this account.

I am returning my passbook, cheque book, and debit card with this letter.

So please close this account as early as you can.

Yours sincerely, Lavanya Jain.

Why you should close your bank account

There are several reasons to close a bank account:

• Multiple bank accounts
• Poor banking services
• Shifting to a new city
• Left the job
• Death of the account holder
• Heavy transactional charges
• Minimum balance problems etc…

Required things to close bank account

• Account closure application
• Unused cheque book leaflets
• Other required documents if any.

What happens if I don’t close my bank account?

If you don’t close and don’t maintain the minimum balance as well then your account will impose a negative balance.  You have to pay those charges unnecessarily.

And there are so many cases where unused bank accounts are leading to illegal transactions. So it is better to close it when you don’t need it.

Can I close my bank account online?

No, banks are not allowing account closures online.

How much time will it take to close the bank account?

It will take 2-3 working days to close a bank account from the date of request.

How do I know my bank account is closed?

You will receive a confirmation to your mobile number or email id. If you don’t receive any confirmation within 2-3 days then contact your ban’s customer care (or) directly visit the branch.

Can I reopen my closed bank account again?

No, you cannot reopen the same account which was closed earlier. But you can open a new account in the same bank.

Can banks close accounts automatically?

Yes, banks can close accounts automatically when they are not KYC compliance and are dormant for several years.

Recommended:

• Application for signature change in the bank.
• Sample authorization letters to claim the money in the bank.

Leave a Comment Cancel reply

Application For Closing Bank Account – Letter Format & 15+ Samples

If you’re in need of some  Application For Closing Bank Account examples, or looking for Bank Account closing Letter Format?  then you’ve come to the right place!

This comprehensive guide offers everything you need to know about writing a bank account closure application letter, plus 15+ samples to help you get started.

So, lets get started..

Table of Contents

Application for closing bank account in english

To, The Bank Manager [Bank name] [Branch name] [Name of city/vill]

Date : day/month/year

Subject: Application to close bank account.

Respected sir/madam,

This is to draw your kind attention that I have been holding a savings account in your esteemed bank for many years. Due to some inevitable circumstances, I will not be able to continue with the current account.

My bank details are cited below: [Name]  [Account number] [IFSC Code] [Registered mobile number]

I therefore request you to close my current account and credit the money to me in cash at the earliest possible. Your promptness in this regard will be highly appreciated.

Thanking you

Yours faithfully [Signature] [Address with pin code]

Simple bank account closing application request letter

Subject : Letter requesting bank account closure.

I hold a savings account in your bank, __ (branch name) branch. My account number is __ (your account number) . I wish to close my account since I do not require it anymore. I am handing over my bank ATM card, cheque book and passbook along with this letter.

I therefore request you humbly to do the needful and close this savings account and hand over the remaining balance to me in cash. I will be ever grateful to you for this act of benevolence.

Yours sincerely [Signature] [Address with pincode] [Contact details]

Also Read: Application for bank statement for 6/3 months

Application for closing bank account due to death

Subject : Application for closing bank account due to death.

I am writing this letter with the intention to inform you that my father and I hold a joint account in your bank, __ (branch name) branch. With a heavy heart I wish to convey that my father Mr. Rajiv Verma has recently expired. I want you to close the savings account and transfer the money to my new account. 

Old bank account details:  [Name ] [Account number] [Account type] [IFSC code]

New bank account details :  [Name ] [Account number] [Account type] [IFSC code]

Kindly consider the matter and do the needful at the earliest possible for which I shall be grateful to you

Yours sincerely [Signature] [Phone no]

Application for closing current bank account

Date: day/month/year

Subject: Application for the closure of current bank account.

Respected sir/madam

With due respect and humble submission I seek to state to you that I am holding a current account in your reputed bank, __ (branch name) branch under the name __ (your name).

I am unable to operate this account anymore and I want you to close the account with immediate effect and hand the money to me in cash.

Kindly act with promptness in this regard for which I shall be very thankful to you.

Thanking you [Name] [Account number] [IFSC code] [Registered phone number] [Email id]

Application for closing bank account due to death of husband

Subject : Application for closing bank account due to death of husband

My husband Rakesh Singh has held a savings account in your esteemed bank since 2018.

Due to his demise very recently, I want you to close his account and credit the balance into my account.

The bank details are mentioned below [Name]  [Account number] [IFSC Code] [Registered mobile number]

I hope that you look into the matter earnestly and do the needful at the earliest possible.

I shall be grateful to you for this act of kindness.

Yours sincerely [Name] [Signature] [Address with pin code] [Contact number]

Indusind bank account closing letter format

To, The Bank Manager Indusland Bank [Branch name] [Name of city/vill]

Subject : Request letter for closing bank account.

I am Leela Jain, an account holder in your esteemed bank for a few years now. My account number is __ (your account number) . Due to some personal reasons I will not be able to carry on with the current account. Hence, I would like you to kindly close the account and hand me the balance in cash.

I therefore request you to do the needful as soon as possible. My convenience through your cooperation will be highly appreciated.

Yours sincerely  [Signature] [Contact details] [Address with pin code]

HDFC bank account closing letter format

To, The Bank Manager HDFC Bank [Branch name] [Name of city/vill]

Date :  day/month/year

Subject: Letter requesting the closure of bank account.

With reference to the subject cited above I wish to draw your kind attention to the fact that I am an account holder of your esteemed bank, __ (branch name) branch. Due to some issues I am unable to maintain the account. I urge you to kindly stop the transactions and close the bank account. Also please transfer the available balance to my new account.

Old bank account details: [Name ] [Account number] [IFSC code] [Registered mobile number]

New bank account  details [Name ] [Account number] [IFSC code]

The consideration of this letter at the earliest will be highly appreciated.

Yours faithfully [Signature] [Contact details]

Corporation bank account closing letter format

To, The Bank Manager Corporation Bank [Branch name] [Name of city/vill]

Subject: Request letter for bank account closure.

With due respect I would like to bring it into your notice that I am an account holder of your esteemed bank. My account number is __ (your account number) . 

Therefore you are humbly requested to kindly close my savings account and stop the transactions. Also I would like the account balance to be handed over to me in cash.

Your eagerness in this cause shall be highly appreciated.

Yours faithfully  [Signature] [Address with pin code] [Account number]

Application for closing bank account and transfer money to another account

Subject : Application for the closing of bank account.

With reference to the subject cited above I wish to state to you that I am an account holder of your esteemed bank. My account number is __( your account number). I am shifting permanently to another city and I wish to close my account as I have recently opened a new one in a different branch.Kindly close my account and transfer the available balance to my new account.  

New bank account details:  [Name ] [Account number] [Account type] [IFSC code]

I therefore request you to kindly look at the matter at the earliest possible and consider this as a matter of urgency. I shall always be grateful to you for your promptness in this regard.

Yours faithfully [signature] [Address with pin code]

Application for closing bank account in SBI 

To, The Bank Manager State Bank Of India [Branch name] [Name of city/vill]

Subject: Application letter requesting to close bank account.

My account number is ___ (your account number) .I have been holding a savings account in your esteemed bank for the last few years. Due to some inescapable circumstances, I am unable to operate the account. I request you to close the account and stop the transactions.

Your promptness in this matter will be highly appreciated.

Yours sincerely, [Signature] [Address with pin code] [Contact details]

More From Us:

• Application To Bank Manager For Atm Card – New, Lost, Expired, Block
• 10+ Application For Name Change & Correction In Bank Account
• Application For Bank Account Transfer Letter To Manager
• Application for number change in bank

You may also like

Application Letter For KYC Update In Bank Account – Samples

10+ Application For Name Change & Correction In Bank Account

10+ Application for Update Email ID in Bank Account – Sample Letter

10+ Application To Bank Manager For Refund Of Money

About the author.

Golam Md is the founder of Applicationloop.in, a blog that is exclusively dedicated to providing helpful tips, Samples and advice on writing effective application letters.

Leave a Comment X

Save my name, email, and website in this browser for the next time I comment.

Login to Guidely and get the best courses and materials for your upcoming exams.

Sign in to Guidely

Don't Have Account? Register

Sign up to Guidely

Already Have Account? Login

Please enter OTP sent to /

Forgot Password

I want to return to Login

• application for closing bank account

Application For Closing Bank Account: Check Documents Required, Letter Format And Samples

Jul 12 2023

Application For Closing Bank Account: The important details and samples for the application for closing a bank account are added in this application for closing bank account article. Do you hold a bank account that is either that you are unable to keep up or not used? For that, you want to close your bank account. That is not so much difficult to close the bank account. You can refer to this application for closing bank account article to know how to close a bank account simply. So for closing a bank account, all you need to do is to write a request letter to the bank manager by referring to this application for closing bank account post. So hereby referring to this application for closing bank account article and application for closing bank account format and samples, you will come to know how to close a bank account that is inactive or not able to maintain. We are provided detailed clarification about the format and samples for the application for Closing Bank Account in this application for closing bank account post. Those who want to close their bank account due to some reasons can utilize this application for closing bank account article to know the exact application for closing bank account format and application for closing bank account samples. 

Banking Awareness - Free PDF

Why Should Close A Bank Account?

In this application for closing bank account, we have added some of the reasons why should close a bank account. Different persons have different reasons and motives for closing a bank account. The most common reasons for closing a bank account are added in this application for closing bank account article. The most frequent reasons for closing bank account are inadequate service or response, excessive fees, use of online services, etc. And also other reasons can include you can’t keep up with the account or need the money, or just want to open a new account.

Closing the bank account has additional situations too. It can be the bank may slam your bank account because if it has been inactive for a very long time, if you maintained zero balance over a period of time, if you have too many bounced checks or overdrafts, or if you have been subjected to identity theft, etc. To know more information regarding the application for closing bank account, application for closing bank account format, and application for closing bank account samples, you can exploit this application for closing bank account post. 

Documents Required To Close A Bank Account

Here we have given the information regarding the documents required to close a bank account in this application for closing bank account article. You can go through this application for closing bank account post, to check the application for closing bank account format, application for closing bank account samples, and the documents needed to close a bank account. To terminate a bank account, you must give certain items to the bank that are highly needed. For example,

• Account Number in a bank.
• Name of the account holder.
• The account holder’s signature.
• Original bank account passbook.
• Paycheck Book (If Issue).
• An ATM Card (If Issue).
• Identify Evidence (Ex. Aadhar Card, Pan Card, Voter ID Card, Driving License).
• The Address Is (Ex. Aadhar Card, Voter ID Card)

If you have the above items in hand, you can be able to close a bank account without any queries in your local branch of the bank. As many banks impose “account closing costs.” for closing a bank account, you could also have to pay for it. 

Application For Closing Bank Account: Format of A Letter

You can check the format of a letter for the application for closing bank account in this application for closing bank account format article. You should submit this application for closing bank account format letter in the local branch of the bank while closing a bank account. The application for closing bank account format should be, 

The Branch Manager

Name of the Bank

Bank Address

Sir/ Ma’am,

Body of the letter

Thanking you

Yours faithfully,

Signature of the Account Holder

Name of the Account Holder

Application For Closing Bank Account Samples

We have provided some of the application for closing bank account samples in this application for closing bank account article. Those who need to close a bank account can refer to this application for closing bank account samples which is added in this application for closing bank account article. 

Application For Closing Bank Account: Sample 1

The Branch Manager, Bank Name, Branch Name, City.

Subject: Closing of Bank Account-A/C-XXXXXXX

Respected Sir/Madam,

With due respect, I Beg to say that I hold a savings account in your branch and I want to close this account due to some personal reasons with immediate effect. Details of the account are as under –

• Account Holder Name –
• Account No – XXXXXXXX
• IFSC code – XXXXXX
• Current Balance – Rs. XXXXX.XX

Kindly close my above-mentioned account and hand over the balance amount in cash. I will be thankful to you.

Yours Faithfully, [Name] [Signature] [Contact Details]

Application For Closing Bank Account: Sample 2

The Manager

State Bank of India

Chennai – 600054

Subject: Request to close the account

I hold an account with the account number 0305000002356777 at your bank. I have been transferred to Mumbai, so I will have to close the account as I would not be able to access the account. Kindly clear all the transactions with this account and transfer the balance to another account (Account number: 0201000023642365 IFSC Code: SBIL0000707).

Thank you in advance.

Yours sincerely,

Application For Closing Bank Account: Sample 3

To The Manager Name of the Bank Name of the Branch Address of the Branch

Sub: Application to close bank account

Dear Sir/Madam,

My bank’s savings account number is XXXXXXX. Now I am unable to maintain this account. Therefore, I respectfully ask that you to terminate the account and credit the money to my cash or debit card.

Thanking you,

Yours sincerely [Name] [Signature] [Date] [Mobile No] [Address]

Application For Closing Bank Account: Sample 4

To The Manager, Bank Name, Branch Name, (Full postal address of the branch) Date-

Subject- Closing of Savings / Current Bank Account

I humbly request that I have been an account holder with ______ (Account Holder Name) in your bank for some years. For some reason, I want to close my bank account. My account number is _____ (Bank Account Number) and my ATM number is ____ (ATM Number).

Therefore, you are requested to kindly close my account and return my outstanding amount to me. I will always be grateful to you. Your kind co-operation in this regard will be highly appreciated.

Thanking you.

Yours truly, Name- Address – Mobile No- Email ID-

Application For Closing Bank Account: Sample 5

Union Bank of India

Koramangala Branch

Bangalore – 600023.

25 th  March, 2021

Subject: Closure of savings account

Ma’am,

I am Rudhra, and I have a savings account with the account number 2312000023564932 at your branch. I am moving to Chennai for personal reasons, and so I would like to close my savings account and withdraw the amount. I request you to kindly do the needful and close my account at the earliest as I will be leaving next week.

I am enclosing herewith the bank passbook, the identification and address proof for your reference.

Rudhaprasad

Application For Closing Bank Account FAQs

Q. How to close my bank account?

A.  To close your bank account you have to submit the application for closing the bank account to the branch manager in the format mentioned above. 

Q. How much time the bank will take for closing a bank account ?

A. It entirely depends on your bank. You can request the bank manager to close your bank account as soon as possible. But it only takes 5 to 10 days at most.

Recent Posts

List of important days and themes in 2023 pdf: check special dates and days.

Dec 23 2024

Bank Rate and Repo Rate: Check out the Meaning, Current Rate and Differentiation

Sbi po topic wise weightage: prelims, mains section wise weightage, trending notification.

• IBPS RRB Notification
• IBPS Clerk Notification
• SBI PO Notification
• IBPS PO Notification
• SBI Clerk Notification
• General Awareness Smart Analysis
• Get Weekly 4 set Test
• Each Set consist of 50 Questions
• Compare your progress with Test 1 & 2 & Test 3 & 4
• Deep Analysis in topic wise questions
• Bundle PDF Course 2025
• Premium Bundle PDF Course 2024
• Bundle PDF Course 2023
• Ultimate Bundle PDF Course 2022
• English Bundle PDF Course
• Insurance & Financial Market Awareness Bundle PDF  Course
• Descriptive Papers for Bank & Insurance Exams
• Interview Bundle PDF Course
• All Bank Exams Video Course*
• Platinum Package (Test Series)
• All Premium eBooks
• Interview Courses are not included*

Premium PDF Course

• Bundle PDF Course 2025 
• Premium PDF Course 2024
• Prime PDF Course 2023