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107 Banking Essay Topic Ideas & Examples

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Banking is a fundamental aspect of the modern economy, serving as the backbone of financial systems worldwide. As a result, there is a vast array of topics to explore within the field of banking. Whether you are a student looking for inspiration or a banking professional seeking to expand your knowledge, this article presents 107 essay topic ideas and examples to help you get started.

  • The impact of digital banking on traditional banking services.
  • The role of central banks in regulating the economy.
  • The benefits and drawbacks of using mobile banking applications.
  • The future of cryptocurrencies and their impact on traditional banking systems.
  • The role of commercial banks in fostering economic growth.
  • The impact of interest rates on consumer borrowing behavior.
  • The ethical implications of banks investing in controversial industries.
  • The challenges faced by small and medium-sized banks in an era of consolidation.
  • The impact of globalization on the banking industry.
  • The role of banks in promoting financial inclusion.
  • The impact of technology on fraud prevention in banking.
  • The effectiveness of stress tests in assessing bank resilience.
  • The role of banks in financing infrastructure projects.
  • The impact of banking regulations on lending practices.
  • The benefits and challenges of open banking.
  • The role of banks in supporting entrepreneurship and innovation.
  • The impact of fintech startups on traditional banking institutions.
  • The role of banks in addressing income inequality.
  • The impact of banking crises on economic stability.
  • The future of branch banking in a digital world.
  • The role of banks in facilitating international trade.
  • The impact of artificial intelligence on banking operations.
  • The challenges and opportunities of sustainable banking practices.
  • The role of banks in promoting financial literacy.
  • The impact of bank mergers and acquisitions on customers.
  • The challenges of implementing anti-money laundering regulations in the banking sector.
  • The role of banks in supporting the United Nations Sustainable Development Goals.
  • The impact of financial technology on banking job opportunities.
  • The challenges of managing cybersecurity risks in the banking industry.
  • The role of banks in financing renewable energy projects.
  • The impact of demographic changes on banking services.
  • The challenges of implementing digital identity verification in banking.
  • The role of banks in facilitating financial intermediation.
  • The impact of economic sanctions on banking operations.
  • The challenges of implementing Basel III regulations in emerging markets.
  • The role of banks in supporting the growth of small and medium-sized enterprises.
  • The impact of consumer behavior on retail banking strategies.
  • The challenges of implementing real-time payments in the banking sector.
  • The role of banks in promoting financial stability.
  • The impact of banking regulations on the cost of credit.
  • The challenges of implementing sustainable finance practices in the banking industry.
  • The role of banks in supporting affordable housing initiatives.
  • The impact of banking innovations on financial inclusion in developing countries.
  • The challenges of implementing instant payments in cross-border transactions.
  • The role of banks in addressing climate change risks.
  • The impact of online banking on branch closures.
  • The challenges of implementing data protection regulations in the banking sector.
  • The role of banks in financing education and healthcare.
  • The impact of banking regulations on the profitability of small banks.
  • The challenges of implementing real-time fraud detection in banking.
  • The role of banks in promoting gender equality in access to finance.
  • The impact of customer trust on banking relationships.
  • The challenges of implementing blockchain technology in the banking industry.
  • The role of banks in supporting disaster recovery efforts.
  • The impact of banking regulations on cross-border capital flows.
  • The challenges of implementing biometric authentication in banking services.
  • The role of banks in supporting financial resilience.
  • The impact of banking innovations on customer loyalty.
  • The challenges of implementing sustainable supply chain finance in the banking sector.
  • The role of banks in promoting responsible lending practices.
  • The impact of banking regulations on financial innovation.
  • The challenges of implementing real-time liquidity management in banking.
  • The role of banks in supporting cultural and creative industries.
  • The impact of banking crises on bank lending behavior.
  • The challenges of implementing instant payments in the gig economy.
  • The role of banks in promoting social impact investing.
  • The impact of banking regulations on bank profitability.
  • The challenges of implementing artificial intelligence in customer service in banking.
  • The role of banks in supporting financial education in schools.
  • The impact of banking innovations on financial risk management.
  • The challenges of implementing sustainable procurement practices in the banking sector.
  • The role of banks in promoting responsible investment.
  • The impact of banking regulations on financial stability in emerging markets.
  • The challenges of implementing real-time customer onboarding in banking.
  • The role of banks in supporting cultural heritage preservation.
  • The impact of banking crises on bank lending to small businesses.
  • The challenges of implementing instant payments in government transactions.
  • The role of banks in supporting impact entrepreneurship.
  • The impact of banking regulations on cross-border banking activities.
  • The challenges of implementing artificial intelligence in credit risk assessment in banking.
  • The role of banks in promoting financial literacy among vulnerable populations.
  • The impact of banking innovations on financial crime prevention.
  • The challenges of implementing sustainable insurance products in the banking sector.
  • The role of banks in supporting sustainable agriculture and food security.
  • The impact of banking regulations on financial inclusion in rural areas.
  • The challenges of implementing real-time transaction monitoring in banking.
  • The role of banks in promoting responsible corporate governance.
  • The impact of banking crises on bank lending to households.
  • The challenges of implementing instant payments in the healthcare sector.
  • The role of banks in supporting social entrepreneurship.
  • The impact of banking regulations on cross-border payment systems.
  • The challenges of implementing artificial intelligence in anti-money laundering in banking.
  • The role of banks in promoting financial literacy among young people.
  • The impact of banking innovations on sustainable finance.
  • The challenges of implementing sustainable supply chain finance in global banking networks.
  • The role of banks in supporting renewable energy investments.
  • The impact of banking regulations on financial stability in post-conflict countries.
  • The challenges of implementing real-time fraud prevention in mobile banking.
  • The role of banks in promoting responsible investment in emerging markets.
  • The impact of banking crises on bank lending to the real estate sector.
  • The challenges of implementing instant payments in the education sector.
  • The role of banks in supporting social impact bonds.
  • The impact of banking regulations on cross-border remittances.
  • The challenges of implementing artificial intelligence in customer relationship management in banking.
  • The role of banks in promoting financial literacy among senior citizens.
  • The impact of banking innovations on sustainable development finance.
  • The challenges of implementing sustainable supply chain finance in the global fashion industry.

These essay topic ideas provide a comprehensive overview of the vast array of issues within the field of banking. Whether you choose to explore the impact of digital banking, the role of banks in promoting sustainability, or the challenges of implementing new technologies, there are countless avenues for research and analysis. By selecting a topic that piques your interest, you can delve deeper into the complexities of the banking industry and contribute to the ongoing development of this crucial sector.

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350 Banking Essay Topic Ideas & Examples

🏆 best banking topic ideas & essay examples, 👍 good essay topics on banking, đŸ„‡ interesting topics to write about banking, 📝 simple & easy banking essay titles, 💡 most interesting banking topics to write about, 📑 good research topics about banking, ❓ money and banking essay questions.

  • The Banking Concept of Education by Paulo Freire This is one of the details that should be taken into account by the readers. This is one of the pitfalls that should be avoided.
  • The 2008 Banking Crisis in the Documentary “Inside Job” Using the documentary “Inside Job”, the paper presented below asserts that the malpractices of different banking experts, the ethical dilemma revolving around ratings agencies’ actions, and the Gramm-Leach-Bliley and the Glass-Steagall Acts influenced the nature […]
  • Money and Banking: General Information The essay gives the definition of money and gives a brief description of the functions of money. As a store of value, money can be saved reliably and then retrieved in the future.
  • Traditional Versus Modern Banking Essay Traditional banking is characterized by the application of strict regulations, while modern banking is differentiated by the introduction of new laws that resulted in the deregulation of key aspects of the banking industry.
  • Internet Banking Effects and Results Internet banking has certainly played a key role in the increase and ease of banking services the world over and the reasons for this are not difficult to discern.
  • Log Book for Internship With Merrill Lynch Bank As regarding to new skills, I learnt new methods of analyzing companies in the stock market and how to present information gathered to the supervisors/advisors.
  • Ijtihad in Islamic Banking Even though Shariah principles forms the main legal foundation in which most of Islamic banking products and services are based, Ijtihad enables the flexibility of the Shariah principles to suit the changing needs of the […]
  • JPMorgan Chase Bank: Ratio Analysis The ratios are debt-to-equity, the interest coverage ratio, the equity ratio, and the debt-to-asset ratio. For the years 2017, 2018, 2019, and 2020, JPM had a fixed turnover ratio of 7.
  • The Banking Model of Education In the banking concept of education, the teacher is considered to be knowledgeable and experienced in contrast to the students who are supposed to be “blank slates,” or, in other words, entirely ignorant of the […]
  • ICT: E-Banking and Firm Performance ICT is concerned with storage, retrieval, manipulation and transmission of digital data. ICT involves software, hardware and systems.
  • Theft and Workplace Problems: The Accidental Bank Robbery The complicating factors in the scenario are the probationary status and inexperience of Carol, the steadfast position of the customer about the money he received, and the reliance of Chris on the knowledge and experience […]
  • Personal and Organizational Development in Banking My career plan is as in the figure below: – My career goal is to find a job in a bank and gradually grow through the ranks as I gain financial management related skills and […]
  • Money: Evolution, Functions, and Characteristics It acts as medium of exchange where it is accepted by both buyers and sellers; the buyer gives money to the seller in exchange of commodities.
  • The Bank of America Corporation: Planning & Organizational Analysis The Bank may use environmental adaptation planning activities to enhance external relations with stakeholders such as customers, governments, suppliers and the public.
  • Is Bonus Banking the Answer? Bonus banking is an incentive plan where some part of the bonus is put aside or banked in a reserve fund rather than paying out the entire bonus amount to the employee. The last variable […]
  • Factors Which Impact Barclays Bank Political factors refer to the government policies that affect businesses and the extent to which the government intervenes in the economy.
  • The Lebanese-Canadian Bank’s Money Laundering The bank was later banned from using the dollar by the American treasury; this resulted in the collapse and eventual sale of the bank.L.C.B.had to pay a settlement fine of one hundred and two million […]
  • Alonzo vs. Chase Manhattan Bank, NA Case Study However, the author provides an insight into the matter by claiming that the policy concerning workplace discrimination took a dramatic turn in the early 1960s upon adoption of the Title VII of the Civil Rights […]
  • Role of Central Bank If central bank offers credit to the banks at a higher rate, then the rate of interest that commercial banks will offer loans to the public will be high; this reduces the attractiveness of the […]
  • Mobile Banking Innovation In the mobile industry, mobile banking is one of the recent innovations that have influenced the operations of the telephone/mobile phone industry positively.
  • Islamic Banking The involvement of institutions and government led to the application of theory to practice and resulted in the establishment of the Islamic banks”.
  • Wellfleet Bank Case Study Under Group Risk Committee, the company further delegates duties to: reputational, country, operational, group credit, market risk, business risk, and business risk committees.
  • Grameen Bank’s Socially Responsible Innovation The bank targets the poor and marginalized with both financial assistance and information to help them grow. The Grameen Bank has continued to register impeccable performance on the social, economic, and environmental dimensions.
  • Standard Chartered Bank: Problems and Solutions The Standard Chartered Bank was formed in 1969 after the merger of two banks The Standard Bank of British South Africa, established in 1862, and The Chartered Bank of India, Australia, and China established in […]
  • The Banking Concept of Education In the paper, I agree that knowledge gained through experience and active interaction is the most ideal form of knowledge as opposed to the “banking system” in which students are mere receivers and the teacher […]
  • Corporate Governance Statements: BHP Billiton and National Australia Bank This is to say that corporate governance requirements differ from company to company and from a broader perspective, the success or failure of a given company differs with the corporate governance statement of the company.
  • Barclays Bank Description Introduction Barclays bank is a UK-based Multinational Corporation headquartered in London and operates in the financial niche. The universal bank was established in 1860 in London as a goldsmith’s lending business offering people loans and saving options. The bank’s resilience in the corporate domain made it navigate all the challenges, and it still operates to […]
  • Ethical Dilemma With the Bank Teller On the other hand, the bank calls for honesty in service and client protection, and given that the teller took the money without permission from an inactive account belonging to a customer it is professionally […]
  • Impact of Cyber Crime on Internet Banking The paper evaluates a con article on ‘The impact of cybercrime on e-banking’ [1]. H2: Identity theft will have a negative impact on the adoption of electronic banking.
  • Banking System: The Brief Analysis This is a fictional story that comes perilously near to the reality about the basic foundations of modern society. The primary objective of this story is to demonstrate reality’s simple math and the existing banking […]
  • Money and Banking. Financial Markets The essay will examine the essence and the importance of the above-mentioned financial phenomena and see how their interrelation, especially in the negative context, can influence the state of things in society.
  • Lloyds Banking Group’s Situational Analysis These products the company has diversified in various products and markets in an attempt to grow and increase its share in the market.
  • Banking and Risk Management Maturity gap of the bank = Maturity of assets Maturity of liabilities. 45 years Maturity gap = 10.28 3.
  • Performance Evaluation of Al Rajhi Bank The financial statements and other information of the bank available at its website have been used to evaluate the performance of the bank.
  • The Employee Benefits Provided by the Bank of America In the process of applying for a job or assessing a certain company, it is crucial to learn about their advantages and unique features. In conclusion, Bank of America features various benefits that provide employees […]
  • Legal Issues in the Banking Industry The second problem is the complexity of banking operations for foreigners and the low-educated segments of the population. Thus, in banking, employees often face the problems of sexual harassment, complex mechanisms for clients, and digitalization.
  • Cryptocurrency and Its Impact on the Banking Industry Advanced coding is used to store and transfer cryptocurrency data between the wallet and a public ledger, and encryption is used to confirm transactions.
  • Overfitting and Bias-Variance Trade-Off in Banking While the training set represents most of the data, the testing set is used to test accuracy by measuring performance separately in the two separate parts of the data set.
  • Digital Trends & Sustainability in Banking It would be accurate to refer to banking as the financial hub of the economy because it is a major industry in the service sector.
  • The National Bank of Kuwait’s Improvement However, the constant improvement of technology and the introduction of innovations forced the bank to reconsider its policy and introduce a new system.
  • Ransomware in the US Banking Industry The mismatch can lead to a lack of trust and reputational damages. Data pertaining to the business plans and visions can also be accessed, making it vulnerable.
  • Tesla Inc.’s Banking Structure and Investments According to Saberi, it represents almost 4% of the world GDP, and, in the context of developed economies, 1% of automotive industry growth triggers respective 1,5% growth in the country’s GDP. Due to the specificity […]
  • Leadership at Qatar National Bank This paper examines in detail the phenomenon of leadership and its classic types in the light of improving the overall effectiveness of the work team.
  • Interpersonal Leadership Skills in Bank of America However, it is clear that the issue is not the demographics but the inefficient leadership in the company and the lack of interpersonal skills that would make people want to work at Bank of America.
  • Big Data Analytics in Central Banking In addition, the rate is integral to the overall cost of living, which parameter is in a cause-and-effect relationship with inflation.
  • Workplace Inclusivity at International Bank of Commerce Even if employees of color do not ascribe significance to the unequal distribution of power in the bank, the lack of diversity is evident.
  • Abu Dhabi Commercial Bank PJSC The discussion takes a general overview of the company, its mission and vision statements, strategic goals, and key objectives. The key objectives Abu Dhabi Commercial Bank wants to realize include: Growing transaction volumes and assets […]
  • Bank Pekao S. A.: Performance and Strategy Compared to its peers in Poland, Bank Pekao is uniquely placed as it launched a brokerage house and made practical biometrics technology in the banking industry, contributing heavily to the bank’s assets quality and investment […]
  • Financial Analysis of Al Ahli Bank of Kuwait Al Ahli Bank of Kuwait’s main competitors include Commercial Bank of Kuwait SAK, Gulf Bank KSCP, Burgan Bank SAK, and the National Bank of Kuwait.
  • Banking Sector of the United Kingdom At the same time, the banking sector of the United Kingdom had to balance between its financial losses and the ability to provide loans and debt-moratoria in order to support the country’s financial stability. In […]
  • Case Study of Hong Kong Shanghai Banking Capital From HSBC’s perspective, money laundering represents one of the most significant internal risks due to the worldwide presence, especially in certain economic areas with facilitated financial regulation and considerable economic influence, such as Hong Kong […]
  • Risk Factors Affecting Bank Nordik’s Operations and Risk Management Control measures adopted by the firm to manage these risk categories are explored in this investigation and the findings used as a justification for the development of a robust risk management plan.
  • The Albilad Capital Bank’s Mission and Vision Since the bank is striving to renew its mission and vision from the start, it is crucial to identify the values and vectors of direction.
  • National Australia Bank’s Sustainability Challenges One of the reasons for the success of NAB is the overall strategy of the company, which focuses its capital management on adequacy, efficiency, and flexibility, maintaining the economic balance to support and strengthen the […]
  • Aspects of Electronic Banking The significance of our study is in the critical issues of e-banking and the areas of improvement that the banks can eliminate or improve to boost customer satisfaction.
  • Political Theories and the World Bank Known as ‘power politics’ or means to exercise power World Bank massive financial institution which poorer nations depend on for subsidies Manner of soft power of the richer states contributing to the World Bank […]
  • Misconduct in Banking, Superannuation and Financial Services The company was included in the Royal Commission report due to ASL and NM releasing the trustee duties of their funds because of the AMP Group membership.
  • Sexual Harassment in Meritor Savings Bank vs. Vinson Case Mechelle Vinson, a defendant and a former employee of the plaintiff bank, filed a lawsuit against the bank and its bank manager Sidney Taylor. Sidney Taylor was the vice president of the bank and the […]
  • Considerations in Investment Banking However, to ensure a fruitful outcome, the CFO should choose a qualified and experienced investment banker to represent the facility. Secondly, the selected investment banking firm is expected to act as both a matchmaker and […]
  • The Impact of Bank on the Cost of Financial Intermediation Also, since the two variables are not controlled; bank concentration and national institutions, the research argues, however, that the measures of concentration capture the efficient structure theory and market power theories.
  • Bank’s Provided Opportunities to Attract Consumers The offers are the following, to choose the credit card which backs cash when the consumer makes an online purchase, the other option is take the credit card which backs cash when the consumer makes […]
  • Hongkong and Shanghai Banking Corporation: Approach to Operating in China According to Luthan and Doh, centralization played a significant role in HSBC’s success in the new market. It was also the first company to establish a locally incorporated entity in Taiwan and Vietnam.
  • A Problem in Implementation of CSR in the U.S. Banking Industry Corporate social responsibility is essential in this age of intense globalization and competition – essential for firms to survive in the competition and also important for firms.
  • Digitalization of E-Commerce in Bank of Ireland The interview with the Senior Director in the Property Finance division of Corporate Banking, Michael Murray, revealed the importance of the advance of digitalization for the Bank of Ireland. These and other technologies will enable […]
  • The 1920 Farrow’s Bank Failure and Its Causes In this context, the company would be resilient to any stresses, and the outcome of the situation may be the opposite.
  • The Mountain Bank’s Strategy Analysis The most suitable competitive business strategy, in the case of the Mountain Bank is to build the presence in the market of consumer lending and corporate banking.
  • Banking: Financial Transaction Risks In that case, even the losses-free termination of the transaction would be a failure since the goal of acquisition would remain unachieved.
  • Bahrain Development Bank: Analysis To identify and develop ways of assessing learning at the working station to facilitate the employees’ skills and competencies. To identify ways of integrating training capability and focus on the organizational processes through skills acquisition […]
  • ICBC Bank – China: Overview The shifted focus of ICBC’s policy became the major contributor to the growth of the company on the international market and the subsequent cultural changes.
  • Customers’ Perceptions of M-Banking To find answers pertaining to the major objectives of the study, the gathered data was analysed using SPSS v.23. An exploratory factor analysis was run to group the existing variables into factors, and also to […]
  • “Attitudes Towards Mobile Banking” Article by Sohail & Al-Jabri In the introduction of the article, much background information, an overall evaluation of the situation in the banking industry, and the purposes of the study are discussed.
  • The Bank of Toroda: A Stakeholder Approach “Stakeholders are persons, organizations and groups that have to be considered by managers, directors as well as front office workers.”
  • Corporate Bias in the World Bank Group’s International Centre The institution judges the Pan Rim case neglecting the El Salvador government’s views, local communities, and the Catholic Church. It does not prioritize the protection of the environment and human rights.
  • Alinma Bank Industry Analysis. Case Study The demand for the services is another essential factor that shows the industry is profitable. The presence of many investors in the country shows that the demand for financial services is high.
  • Impact of Online Banking on Dubai International Bank DIB has developed t-banking (telephone banking), e-banking (electronic banking) and m-banking (mobile banking) from this trend.
  • Phishing Victimization on Internet Banking Awareness Therefore, the study is meant to determine and evaluate consumer susceptibility to e-banking victimization through phishing attacks. Subsequently, the study will be designed to evaluate the effectiveness of phishing victimization training to E-banking consumers.
  • P&G & Royal Bank of Canada’s Securities Valuation The discussion in the paper focuses on the Two-Fund Separation theorem. The discussion also reveals that the asset allocation problem focuses on the allocation of resources between two risky assets.
  • Governance Failures in Australian Banking Sector Firstly, executive compensation in the Australian banks was not tied to performance outcomes, and, secondly, the major problem in the CEOs’ conduct was related to the field of ethics.
  • Hongkong and Shanghai Banking Corp and Wells Fargo Speaking of the Income Statement, Wells Fargo wisely divides it into interest income and expense and non-interest income and expense, and this aspect eases the overall calculations of financial ratios.
  • Analysis of Al Hilal Bank Launch At the time when Al Hilal was launched, the situation in the world financial system was not favorable. It can be concluded that the banking market at the UAE was not favorable at the time […]
  • Noor Bank’s Balance Sheet and Income Statement The bank’s operating income from Islamic banking and sukuk amounted to more than 895 million AED compared to 678 million AED in the previous year.
  • Banking Institution and Transaction Regulations In the case of Brittany, it is the duty of the bank to authenticate all transactions on her account. In the process of negotiation, most parties often focus on the substance of the deal and […]
  • Bank of America’s Strengths and Weaknesses Interestingly, even non-banking institutions such as Quicken Loans and Leader Bank have started to claim a share of the market held by Bank of America. The root cause of the Bank’s mortgage troubles emanated from […]
  • Bank of America’s External Analysis in 2013 Among the major lenders in Massachusetts, for instance, Bank of America was the only bank that recorded a notable decline in the volumes of purchase and refinancing loans relative to other years. Apparently, competition has […]
  • Bank of America’s Business Model Elements The organizational structure leverages Bank of America in the following ways. Bank of America has categorized its throughputs into five categories, which are the core products, processes, and services offered.
  • Sales Portfolio: A Bank Mortgage and Marketers Although a mortgage has several advantages to both the commercial institution and the customer, it has its share of disadvantages. Many clients are reluctant to take up a mortgage because of the high interest rates.
  • Banking With WikiLeaks If Wiki Leaks has the right to be served by a financial institution, the company must ensure that it does not harm the operations of the institution.
  • The Essence of the Islamic Banking System Riba of the Quran is called Riba An-Nasiyah and riba of the of Sunnah is called Riba Al Fadl. In the context of Islamic banking system, gharar is excessive uncertainty.
  • Factors Effecting Bank – Borrower Relationship in UAE The Middle East region’s banking industry is one of the fastest growing in the world. It is projected that the industry will get even better in the future due to the nature of the business […]
  • Bank of China Limited: Overview That said the objective of my effort is to present a report on the Bank of China’s IPO of 2006. This listing was exceptional since it was the only bank of China that had managed […]
  • Banking Industry: Successes and Failures These banks are regulated by the federal government and are required to be members of the Federal Reserve. However, these banks are not compelled to be members of the Federal Reserve.
  • Commercial Bank of Australia Ltd vs. Amadio The decision by the court held that the bank manager and the commercial bank were aware of the special disadvantage of the Amadios and made no substantive efforts to ensure that Amadio clearly understood the […]
  • Mortgages Offered by the RBC Royal Bank From your profile and to the best of my knowledge, I take pride to inform you that we have five financial investment products that best suit you.
  • Banking and Financial Markets: Asset-Backed-Securities Thus, there are four notable main stages in the process of creating the asset-backed securities and these include: Segregation of assets from originator or seller Creation of a specialized functional vehicle to seize the asset […]
  • Analyzing and Managing Systematic Risks in Banking Risk assessment is done to ascertain the nature of task before deciding the strategy of responding to it. Analysis and management of risks requires one to identify the nature of the risk involved.
  • Islamic Banking in Dubai and the UAE In an Islamic environment, the approach to financial operations such as the law of contracts, nature of property, interest rates and business transactions is quite different from the rest of the world.
  • Deutsch Bank Analysis and Performance Forecast The big bonus for banks came in the form of the Securitization Bill, which gave banks and institutions opportunity to recover from bad debts.
  • International Banking: New Basel The combination of the four changes in 2004 intended to speed up off-balance sheet mortgage securitization as the main avenue to drive the revenue together with the share price of banks.
  • Barclays Bank: Management Accounting Report This team assists the management in the gathering of information that is unilaterally used in management accounting to address specific challenges in the bank.
  • BNP Paribas International Banking Networks In the United States, the bank has a strong presence in the western part of the country, whereas, in Asia, it has fixed a secure and fast-growing business.
  • Riyadh Bank: The Historical Financial Analysis By the end of the third quarter of the year 2011, the organization has recorded a 15% increase in its net profit.
  • Budgeting of HSBC Bank UAE Branch Looking at their financial statements one will note that they are quite detailed with lots of financial items, which are specific to the bank, and understanding them requires referral to the notes accompanying the financial […]
  • Westpac Banking Corporation Analysis and Forecast The entry of foreign banks as well as the building societies which were speedily developing into banks and the emergence of other financial institutions increased competition in the Australian financial market.
  • The Analysis of Banorte Bank in Mexico The scrutiny of the bank’s fundamentals and variables of the bank form part of the report. Financial analysis and forecast of the bank’s financial performance is the major objective of the report.
  • Case on Private Equity in Saudi American Bank The problem was that the firm’s investment manager was investing for the first time and therefore, he had many questions to ask before he finally made the decision to invest in the company.
  • Commercial Banks and the Northern Rock Crisis Bank Roles Prior to the actual analysis of the case of the Northern Rock bank is a brief background that elaborates the scenario of the Northern Rock Bank Crisis.
  • Bank (HSBC) and Life Insurance Company (Protective) The report also investigates the profitability of the two companies, the metrics used to measure profitability, variation in the last five years and the reasons for these variations.
  • Investment Banking and Operations Management In a steady market, the bank uses the information conveyed in prices of assets to significantly allocate capital resource to the most profitable and ultimate use.
  • Investment Banking and Global Operations Management Essentially, banks engage in securitization process to increase their uncertain profit opportunities and also to adjust their asset portfolio Entering into the security markets through the perspective of the original financial institution is of great […]
  • Online Banking and Cryptographic Issues A disadvantage of online banking is that it inherently reduces the interaction between banks and their customers and in addition, security is not guaranteed in this type of banking, that is, hackers have a chance […]
  • The Failure of Superior Bank The crisis in Superior Bank was associated with the fact that the directors failed to observe and address risky financial management strategies that were followed in the organization, and the regulators did not pay much […]
  • Criminal Law & Bankruptcy: Bullard vs. Blue Hills Bank The action by the court caused Bullard to appeal against the decision to the BAP to which the BAP concluded that the denial was not the final.
  • Time Value of Money: Choosing Bank for Deposit The value of the money is determined by the rate of return that the bank will offer. The future value of the two banks is $20,000 and $22,000 for bank A and bank B respectively.
  • First Citizens Bank’s Financial Income in North Carolina The income analysis pertains to a comparison of the profit, revenue, income and profit of the institution in the recent year for analysis on the position of the company.
  • Financial Risk Management in Islamic Banking Ahmed defined Islamic financial as a system of finance based on principles of Islamic banking, and that operates under the ethics of Islamic teaching.
  • Finance & Banking: Blades Corporation This is because of the volatility of international currencies and the risk that the changes in the value of the currencies will result in a loss from trade receivables and/ or payables depending on the […]
  • The Role and Functions of Law in the Banking Industry The first part provides answers to questions regarding the Cipollone versus Liggett Group case, the second part discusses the role and functions of law in the banking industry, and the third part looks at future […]
  • The Crime of Robbing the Big City Bank Combined with eyewitness testimony and video evidence, it can be stated beyond all doubt that Clark was guilty of the crime.
  • Citi Bank: Business and Corporate Law The enforces a number of Acts that include the Investment Advisers Act of 1940, the Securities Act of 1933, the Securities Exchange Act of 1934, the Investment Company Act of 1940, and the Sarbanes Oxley […]
  • The Banking Industry: Brief Analysis They include the open market operations that are meant to regulate the amount of money in the reserve. This is important because it influences the transactions in the other parts of the economy, such as […]
  • First Gulf Bank Financial Activity The retail bank consists of accounts, deposits, credit cards, safe deposit lockers, loans and mortgages; the First Gulf Bank is the largest bank in United Arab Emirates with shareholder equity of over AED 20 billion […]
  • Forecasting of National Bank of Greece (Nbg Bank) Current liabilities are short term obligations that occur in the course of running the firm and have direct associations with sales.
  • Banking Analysis: Review The chart shows a continuous increase, with a few years of drop; but the scale of the chart for the most part is upward. The trend of consolidation comes across in the presentation of the […]
  • Islamic Finance and Banking. Basic Islamic Principles The Islamic banks approach to lending is very unconventional in that the bank does not give out the loan to a borrower per se, but instead acquires the asset on behalf of the borrower who […]
  • World Bank Mining Industry Forecast Therefore, this document will use the data provided by the bank to give a projection of mining, in a global capacity.
  • Corporate Cyber Risk Assessment: Bank of America Arguably, one of the most epic accomplishments of the 21st century was the invention of the computer and the subsequent creation of the internet.
  • Ethics in the Banking Industry in the UK It may be argued that organizations may require ethics as the part of their practices in the industry, but it may not be the essential or core part in any institution, specifically in the organizations […]
  • The Economy: The US Banking System Capital formation refers to the distraction of the economy’s productive capacity for the creation of capital goods which eventually increase the productive capacity in the future.
  • Banking Contract and Fiduciary Obligations The paper explores the relationship between a bank and a customer from the perspective of fiduciary obligations of a banking contract.
  • Bank Loans and Deposits Role in Saudi Arabia Monetary System The major feature of Islamic banking is confined to the bank’s concept of Profit and Loss Sharing, in this arrangement the banks depositors are strictly speaking not creditors to the bank per se, but rather […]
  • Case Analysis on Banking Industry of Germany The globalisation and competition of the banking industry have increased because of the growing importance of banking in the marketplace. The decisions of Basel II and the EU for public sector banking and capital markets […]
  • Bank Fraud: Easyloan Bank Ltd and ABC Pty Ltd This is similar to the situation in the US where the office of the Attorney and a section of the Criminal Fraud Department of Justice handles mortgage prosecution cases.
  • Unremunerated Reserve Requirement Policy: Central Bank of Thailand Under the impact of the World War II, the government of Thailand upgraded the status of the Bureau to that of a central bank by passing the Bank of Thailand Act in the year 1942.
  • Solvency Risk and Liquidity Risk of a Bank Differences The aim of this report is to identify the meaning of the solvency risk, liquidity risk, credit risk, dynamic provisioning, and the effective control of the solvency risk besides the problems which the bank encounters […]
  • The Banking Crisis of 2007-2010 The role of Credit Rating Agencies in the subprime mortgage-related securities market turmoil was scrutinized by the Securities and Exchange Commission.
  • Banco Popular Español and the Saudi Investment Bank In this paper, the analysis of two banks and their risk management will be given: Banco Popular Espa ol S.A.with its abilities to take care of liquidity, credit, and other risks and the Saudi Investment […]
  • Comparative Study of Conventional and Islamic Bank Performance in the GCC Segregated by bank group and criterion variable, the correlation-based shortlist of independent variables are as shown in tables 1 to 3 below and overleaf.
  • Economic Development as the Key Driver of Global Private Banking and Wealth Management Industry The reverse reality of salient features of wealthy people in different parts of the world is the observation that the vast majority of the populace live in poor and deplorable conditions.
  • Bank of America: The Staffing Process The effectiveness of staffs recruited in the bank depends on the ability of the bank to recruit the most suitable employees.
  • The Royal Bank of Canada: Investment Analysis and Management As a result, the regional bank grew to a national bank and this success is not only attributed to the strategies of the institution itself but also the role played by the people of Canada […]
  • Comparison Between Saudi Hollandi Bank Suk vs. Bank Bonds Besides, another factor is that through investments in such bonds, the investor gains certain amount of ownership in the assets of the company in the extent of his investments, which unfortunately is not possible in […]
  • UBS Investment Company in the Swiss Banking Sector The relation of the Swiss banking industry with Swiss economy and the future aspect of investment in the industry are discussed.
  • Saudi Banking Industry and Riyad Bank’s Performance In this context this paper analyzes the performance of the Saudi banking sector during the period from 2003 to 2007 in general and that of Riyad Bank, one of the major players in the Saudi […]
  • Fransi Bank’s Financial Analysis and Forecast The financial analysis reveals the financial performance of the bank and the key factors that help the bank to be a leading organization in the industry.
  • UK Banking Sector Recovery Plan The objective of the analysis is to identify the possible benefits, weaknesses and implications of the plan to the British economy.
  • Three Financial Ratios for Stock Investor and Bank However in the stock investor will be looking for a long-term capital gain, the equity debt becomes more important since the stability of the company would be more important than the current liquidity.
  • Changes in the UK and US Banking Industry In the 1980s the US banking industry experienced increased transformation to the regulation of the financial institution by the Federal bank.
  • Al-Rajhi Bank of Saudi Arabia vs. Dubai Islamic Bank For the purpose of our assignment, we will use values of the total share capital of the year, the profit for the year, and the dividends paid to the shareholders of the banks.
  • The Bank of England and the Financial Services Authority One of the most crucial changes that the agreement effected was the removal of the supervisory and regulatory role of banks from the Bank of England to the FSA.
  • Trails to Success: Bank of America On analyzing the strategy of work of Bank of America and the requirements set for the applicants, it is possible to state that professional skills are the basis of a successful career in banking.
  • Ethical Implication of Banking Bailout As such, if the government uses a billion to rescue the banking sector, it has to obtain this money from somewhere else in the economy.
  • Corporate Security Strategy: Financial Risks in Banking Sector However, the absence of effective risk management interventions is posing significant challenges to the success of financial institutions in the industry.
  • Customer Service Improvement Project at Qatar National Bank Evaluation Hayes and Wheelwright’s 4-Stage model is a conceptual tool meant to evaluate the project with the extent of how its operational contributions improve the company’s competitiveness.
  • Why Do Banking Policies Need To Keep Up With The Times? Considering the world’s pandemic-related situation, the number of people who create content will keep increasing, and the lack of services from banks will severely affect the authority of the banking system.
  • Chase Bank Company Analysis Additionally, the COVID-19 pandemic has increased pressure on all the stakeholders of the industry to utilize the latest innovations to adapt to the rapidly changing reality. The paper provides an overview of the banking and […]
  • The Concept of Usul Fiqh and Qawaid Fiqhiyyah: Shariah and Islamic Banking For such convictions, this essay explores the concept of Usul Fiqh and Qawaid Fiqhiyyah in respect to issues regarding the influence of Shariah on Islamic banking practices Under the Islamic community, Fiqh is a terminology […]
  • Creditpia’s Banking Sector Bank of Creditpia is in charge of 60% of the market share while the other two banks each control 20% of the banking business in Creditpia.
  • Reforms Necessary in the Banking System Along with competitive market the quality services will give a new touch to the banking regulations and will free up the market. The superior quality service will drag much effort of the banks to reorganize […]
  • Lloyds and Northern Rock Bank Buildings Semiotic Analysis That of Lloyds bank is in capital letters while that of Northern Rock is in small letters. Semiotic analysis of the architectural aspects of these banks can help make clear how socio- economic relations and […]
  • Goldman Sachs Bank in Economic Turmoil
  • HSBC – Criticised Over Their Banking Methods
  • Background About Garati Bank in Turkey
  • Home Loan Offered by Bank of America Corporation (BAC)
  • Total Quality Management in Abu Dhabi Commercial Bank
  • CRM Implementation Project for the Bank
  • Abu Dhabi Commercial Bank: Corporate Governance Principles
  • The World Bank: Definition and Activity
  • Network Information and Activity Times in Banking Firm
  • Case of Westpac Bank & St. George Bank Merger
  • Andrew Jackson and the “Bank War”
  • Diversity of Employees in the Boston Bank
  • Adopting a New IT Strategy in SBI Bank
  • Kiboko Bank: Business Ethics Issue
  • Grameen Bank’s Concertive Control Systems
  • Bahrain’s Al Salam Bank’s Offer for Bahraini Saudi Bank
  • IMF and World Bank: A Boon or a Bane for Developing Nations?
  • Young Depositors and Face-To-Face Banking
  • Threat of New Entrants to Commercial Banking Industry
  • Oil Pricing and Demand in Connection With the US Banking System Position
  • Production & Organization Management in a Refinancing Organization
  • Competitive Advantage Source: Westpac Banking Corporation
  • World Bank – IMF and the United Arab Emirates
  • Current Problems of the Banking Industry
  • The United States Banking Industry: Economic Profile
  • Integration of E-Commerce Websites in Banking Systems
  • Global Banking Secrecy Toolkit
  • Wells Fargo Banking Scandal: Ethical Analysis
  • Banking in Saudi Arabia: Main Facilities, History, and Future
  • “Data Mining and Customer Relationship Marketing in the Banking Industry“ by Chye & Gerry
  • Kuwait’s Banking Sector Overview
  • Competitive Advantage in the Banking Sector
  • Global Reputation and Competitive Advantage in Banking
  • International Banking System
  • “A Century of US Central Banking” by Bernanke
  • Gambling, Fraud and Security in Banking
  • Banking Systems Success in Canada and Australia
  • Banking and Monetary Policy During Recession of 2008-09
  • Dubai Macroenvironmental Analysis for Banking
  • Banking: Interest Rates and Credit Creation Process
  • Banking in David Ashby’s “Money Mechanics”
  • Banking Sector in the State of Kuwait
  • International Banking Sector: Financial Regulation
  • Kuwait Economy and Corporate Governance in Banking Sector
  • Bond Market and Banking in Gulf Countries
  • Customer Satisfaction Management in Banking Sector
  • Westpac Banking Corporation Risk Management Policy
  • Citigroup: Credit Default Swaps in the Banking Industry
  • Hong Kong and Shanghai Banking Corporation’s Entry Into Japan
  • Satisfaction Management in Banking Industry
  • The Wall Street Crash Impact on the World’s Banking System
  • Hong Kong and Shanghai Banking Corporation Holdings
  • Retail Banking Products and Services
  • The Shift From Physical Personal Banking to Online Banking
  • Mobile Banking Adoption: Challenges and Solutions
  • Banking Industry Guidance
  • Employee Turnover Rate in UAE Banking Sector
  • Islamic Banking: Sales and Lease-Centered Models
  • Arbitration in Islamic Banking and Finance Dispute
  • The Shadow Banking System: Financial Crisis Source
  • Online Activity of Banking Sector in the UAE
  • Operational Risk in Conventional and Online Banking
  • UAE Banking Industry’s Status in a Global Context
  • Customer Engagement in the Greek Retail Banking Sector
  • Landsbanki Banking Analysis and Bank Alternatives
  • Resistance to Change in Banking Orhanisations
  • Resistance to Change in the Banking Sector
  • Customer Service in the UAE Banking Sector
  • Corruption and Ethics in China’s Banking Sector
  • Islamic Banking Principles and Relevance
  • Islamic Banking: Tools and Techniques
  • Banking Sector Cyber Wars and International Hacking
  • Islamic Banking and Financial Markets Critical Issues
  • JP Morgan Chase’ Banking Analysis
  • Banking Institutions Improvement
  • The Basel Committee Role in Banking
  • China’s Banking Sector Analysis
  • Greenbelt Banking Company’s Human Resource Management
  • Islamic Banking Principles
  • Banking Regulation and Taxation
  • UAE’s Banking Industry Analysis
  • The Russian Banking Sector
  • The Use of CRM in Australian Banking Industry
  • Money and Banking: David S. Ashby’s Perspective
  • Sustainable Development: The Banking Sector
  • Big Four: Banking in China
  • Market Elasticity’s in Banking Industry
  • How to Keep Customers Loyal to Online Banking
  • Banks, Bank Firms and Financial Intermediaries
  • Market-Based Versus Bank-Based Financial Systems
  • Bank Mergers and Cost of Capital
  • Managing People in the Bank of America
  • The Implications of Internet-Banking on Bank Profitability
  • Service Quality Model in Internet Banking and Finance
  • Projected Customers Maintaining Strategies in Banking Industry
  • IPScape in the Australian Banking Sector
  • Bonus Banking: Case of UBS
  • Crossvergence in the Banking Industry
  • Safaricom’s Mobile Banking
  • Ameribank and Online Banking
  • Benchmarking in the Investment and Banking Sector
  • National Bank of Kuwait: Employee Appraisal Problem
  • An Investigation of the Sustainable Benefits of Agency Banking in Kenya
  • HSBC Bank’s Kenyan Entry Strategy
  • Islamic Banking Sector Issues
  • The Basel Committee on Banking Supervision
  • Bank of America and Silver A-Plus Card
  • An Evaluation of the Economic Issues Identified in the ICB Report on Banking
  • Comparison of the United States and Saudi Arabian Banking Sector
  • Crisis in the Banking System of Korea
  • Financial Industry Analysis on MCU Sustainable Banking
  • Online Banking and Online Purchases
  • Problems in Banking Regulation
  • The Different Roles Played By the Central Bank, Depository Institutions, and Depositors in the Determination of Money Supply
  • The UK Banking Practice That Led to Financial Crisis
  • Human Resource Management at the Bank Alfalah
  • Bank of America: Realizing Servant Leadership
  • Citibank’s E-Business Strategy and Competences
  • A Marketing Research on Mobile Banking
  • The Too Big to Fail Phenomena in the Banking Sector
  • A Report on Customer Driven Marketing Strategy for Easy-Pay Mobile Banking Service
  • HSBC Holdings: Chinese Banking Sector
  • RBS Citizen Bank Culture and Change
  • Employee Motivation Factors in Banking
  • Crisis Management: Online Banking Security Breach
  • Mobile Banking in Saudi Arabia: Towards Understanding the Factors that Affects the Sector
  • SociĂ©tĂ© GĂ©nĂ©rale Bank: Effective Security Controls
  • Banking Industry Analysis
  • The History of U.S. Banking Crises: Cause and Effect
  • What Is Current Research in Money and Banking?
  • What Is the Study of Money and Banking?
  • What Are the Advantages of Banking?
  • U.S. Money and Banking: What Is the Key Issue Facing Us?
  • What Are the Main Topics of Money and Banking?
  • What Is the Best Research Topic in Money and Banking?
  • What Is the Divergence Between Accounting Standards and Banking Regulation?
  • What Were the Causes of the Banking Crisis of the 1930s?
  • What Are the Types of Banking?
  • What Is the Biggest Problem in Money and Banking?
  • How Do I Choose a Topic for Research in Money and Banking?
  • What Are the Most Important Money and Banking Services?
  • What Is the Banking System Like in South Korea?
  • What Are Some Good Thesis Topics in Finances and Banking?
  • What Are the Money and Banking?
  • What Are the Types of Money and Banking?
  • Why Is Banking Research Important?
  • What Are the Main Functions of Money and Banking?
  • What Is the Main Role of Banking?
  • What Do You Study in Banking?
  • What Are Money and Banking Used For?
  • Who Invented Banking?
  • What Are Basic Money and Banking Skills?
  • What Does Mobile Banking Need?
  • What Are the Categories of Money and Banking?
  • What Is the Purpose of Money and Banking?
  • How Does Islamic Banking Work?
  • What Is the Connection Between Accelerating Inflation and Decreasing Effectiveness of Banking Regulation?
  • What Is the Role of Money and Banking in the Economy?
  • What Are the Current Trends in Banking Industry?
  • Cost Accounting Essay Topics
  • Crisis Management Essay Titles
  • Corporate Finance Essay Ideas
  • Forecasting Questions
  • Insurance Ideas
  • Risk Assessment Questions
  • Quality Assurance Questions
  • Private Equity Research Ideas
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Essay Samples on Banking

When federal deposits fail: analyzing the 2023 federal reserve direct deposit crisis.

During the summer of 2023, a myriad of Americans encountered an unforeseen hurdle - an unprecedented postponement in the receipt of their direct deposits from the federal government. This predicament was rooted in a technical anomaly at the Federal Reserve, the institution responsible for processing...

The Ascent of Money: Is Money the Root of All Evil

In Niall Ferguson’s The Ascent of Money, Ferguson analyzes the history of money, banking, and credit. He tracks the development of currency as a form of trade, explores its growth and effects on society, and looks forward to how it may continue to develop in...

Benefits And Risks Of Off-balance-sheet In Banking

Off-balance-sheet activities refer to activities that are not included in the banks’ balance sheet but can affect the bank’s current profits and losses of business activities. In a financial aspect, off-balance-sheet activities have a narrow sense and a broad sense of meaning. From the narrow...

How IMF and World Bank Improve the Globalization

Introduction The task tries to clarify on the capacities and points of both the IMF and the World bank, it at that point further locales out the conditionality’s given to Zambia. International Monetary Fund “Worldwide Money related Reserve” (IMF) The word (IMF) implies Global Money...

  • Globalization

Analysis of the Various Credit Card Fraud Detection Techniques

Abstract: The incidents of fraud are increasing year by year, with credit fraud occupying prominent role. This has driven scientists to keep investigating techniques that can be used to detect credit fraud. The main contribution of this project involves finding the characteristics of various techniques...

  • Credit Card

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Delta Airlines – Cash Flow and Cash Management

Cash Flow Analysis Cash flow from operations are vital for the business to exist, and it reflects how much amount of cash generated from sales minus the COGS and SGA. Delta generated $7.2(b) in the year 2016 from its operations much above its competitors; American...

The Importance of Cash Management for Business

Cash management is simply defined as working capital. It was designed to assist and ensure that adequate levels of cash are readily available to fulfil a business’s short-term needs such as inventory purchases (Bryant, 2018). However, it also has a much bigger job. It is...

Comparison of Islamic Finance and Venture Capital

Introduction What is Islamic Finance As the name implies, it is quite self-explanatory. It is essentially a simple banking system that obeys the Shariah Law and also looks into developing Islamic economies by application. This system consists of small conditions such as the ban of...

  • Venture Capital

Depiction of Highs and Lows of the Wall Street in Great Gatsby

Undoubtedly, money is the ultimate driving force not only of business within America but globally too. To a certain degree, money provides power, freedom and time; it can be used to protect yourself and the ones you love and puts you in control of your...

  • Wall Street

Report on Bank's Credit Card Financial Plan

The bank our group choosing which is AmBank, they offered about a total of 22 credit card such as AmBank True Visa Card, AmBank Visa Signature Card, AmBank World MasterCard and so on. The credit card most used of AmBank’s customer which is AmBank Carz...

Investigating Credit Card Fraud Detection

Motivation: In present days payment systems are changed into online transactions. There are many types of online payment method like e-cash, credit card, internet banking etc. Credit card is one of the best method for online payment. Credit card is a plastic card which is...

Risk Taking of Commercial and Retail Bank

Introduction Without taking the risk, banks, the important financial institution, cannot be in running order (Matthews & Thompson, 2014). In business term, bank is defined as an institution authorized by a government which provide financial services, for example, accepting deposits, paying interest, making loans, etc.,...

  • Risk Taking

Analysis Of United Overseas Bank In Terms Of Three Segments Of Banking

Introduction United Overseas Bank (UOB) is a full-service bank in Singapore founded by Wee Kheng Chiang in 1935. The bank provides its customers with a wide range of financial product and services with its network of more than 500 branches and offices in 19 countries...

  • Corporate Finance

Analysis Of Moody's Credit Rating Case Study

In 2008, the American markets started to disintegrate because of frenzied and unethical, if not illegal, dealing in home loans. Investment companies and banks failed or were sold, credit became impossible to obtain and everyone was afraid to loan or borrow money. Jobs became scarcer,...

AI Along With Machine Learning For Rural Population Across India

Introduction Indian banking landscape is seeing massive transition with the advent of financial inclusion through RBI. As the government shifts focus toward cashless society, it also pushes a bouquet of digital payment options in the form of schemes, apps and services like Small savings accounts,...

  • Artificial Intelligence
  • Intelligent Machines

Assessing Bank's Proposal From Ethics And Regulation Perspective

For any strategic business proposals, XYZ Bank shall adopt the stakeholder approach to consider the interest of three main stakeholders ie internal, external and connected from both instrumental and normative perspective. Applying Medelow’s stakeholder theory will be helpful in assessing the level of interest, power...

Banking Industry In Australia And Sustainability Reporting

Overview/background information of the industry/sector/context Australian banking industry is one of the biggest sectors in the country, leading in country’s financial system. As of September 2017, authorized deposit-taking institutions (ADIs) totaled at 147, holding over 55% of all assets associated with financial sector (RBA, 2017)....

User Perception Of Mobile Banking Adoption: An Integrated TTF-UTAUT Model

Article 1 Overview In this article Debarsgi and Nidhi identify key components in the public platform of corporate communication using social media and how it is user friendly and cost effective to these corporations. Social media has become the new way of collaborating with not...

  • Mobile Phone

Case Analysis for Bank of America

The long term strategy has three steps to executive. Integrate Credit Card and Mortgage business into current Bank of America Mobile App. Introduce Bank of America e-commerce app which includes local mobile payment and person to person capabilities. Expand to international markets using existing mobile...

Lagos State Biobanking Background And Precedence Activity

Biobanking involves the process of collecting, treating, and long‐term storage of biological and or environmental samples. It represents an essential tool for biological, biomedical and industrial research as well as for laboratory diagnostics. Innovative and progresssive Scientific and medical researches on microbial pathogenesis, epidemiology, diagnosis...

Diversity Of Global Agent Banking Models And Its Applicability

According to McKay (2010) there is global concern to entrench financial access to previously ignored hence the emergency of agency banking. This has been adopted in several countries around the world Brazil being the first in 1999 Colombia and Pare have been declared to be...

Millennials And The Finance And Banking Industries

Okay, so today we’re discussing the industry leaders who are doing everything they can to attract the attention of the younger generations. The financial and healthcare industries have been struggling in today’s youth-driven environment. The finance industry was the first to discover that in order...

  • Millennial Generation

Priority Sector Lending In India

Banks are the key in the hands of government to regulate the market control inflation balanced regional growth and to ensure overall economic development. Banks play vital role in capital formation implementation of effective monetary policy strengthening the link between organized and unorganized money market...

  • Role of Government

The Role Of Banking Institutions In Any Economy

The banking institution is one of the most significant financial intermediaries in any economy. Its main purpose is to allocate funds from the areas of surplus to the areas of deficit. It also helps to get small amounts of deposits from individual small depositors and...

  • Economic Growth

Interesting Information About Banking And Financial Fraud

Financial fraud is a serious social and economic problem in a worldwide and more serious in growing countries. It has been existing for a long and it increases day by day. Fraud distress business or economy through loss of funds available for generating more cash...

Banking Essay Examples

The future of banking industry.

In the future, digital will enable us to be in perfect sync with the world around us. Synchronizing services and products with the data cloud around customers enable them to prosper anytime, anywhere. When the financial crisis shook the world, around ten years ago and...

The Way Credit Card Firms Deceive Cardholders

Making purchases with a credit card can feel as though you are not ever spending money, you do not have to hand over cash nor is the amount taken out of your account. Instead you receive a bill with a total of your purchases at...

The Structure of the Banking Sector: Private Vs. Government Ownership of Banks

Financial systems vary across all countries in the world and range from rudimentary to trailblazing, making some relatively fragile and others much more stout. There is a growing number of literature and empirical analysis that provide a ground of evidence that well- functioning financial systems...

Pros and Cons of International Expansion of the Banking Industry

The banking industry is the economic activities carried by financial institutions using deposits or saving from customers. Banks that capable to provide cross border financial services due to deregulations, technological improvements, increase of trading and foreign investments achieved international expansion for the banking industry as...

The History of Credit Card: from the Beginning to Nowadays

Nicita and Pagano mentioned in their book that the barter system is a methodology of exchange at the beginning of time for transaction payment. It's the system has been used for hundreds of years before cash currency was fabricated as people used it to changed...

The Problem of Credit Risk as the Main Task of the Bank

Banks offer many services but most of them are related to credit, for example, business loans, checking accounts, payment services, cash management. Banks act as brokers between supply and demand of securities, and they transform short-term deposits into medium- and long-term credits. One of the...

Ethical Reasoning Analysis of Wells Fargo Bank Debacle

This essay is an ethical reasoning analysis from a deontology normative theory prospective on what went wrong at Wells Fargo Bank in the years leading up to the debacle in September of 2016, and what they could have done to stop it from happening in...

Reflections on My Career in Banking: Lessons and Challenges

The manipulation of numbers is key in numerous subjects and this is what attracted me to the art of accounting and finance. My Dad helped this passion of mine flourish as we would always play critical thinking games such as Countdown and Sudoku in our...

It Governance in Indian Banking Industry

Banks constitutes a significant bond with a nation’s economic structure and thus their prosperity and wealth is critical for a healthy developing nation. Dramatic shift of financial markets is proof of remarkable makeover of Indian banking industry. Also globalization has added enhanced competition and consequently...

Value Creation Using Big Data Mining in Banking

The banking sector deals with an overwhelming amount of data on a day to day basis. Banks have historical records and customer information data dating back to decades. Manually leveraging such enormous amounts of data for making decisions is not only time consuming but involves...

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