cover letter examples for banks

6 Professional Banking Cover Letter Examples for 2024

Your banking cover letter must immediately highlight your understanding of financial trends and economic regulations. It should demonstrate familiarity with the specific banking institution to which you're applying. Be sure to showcase your previous banking experience and your ability to foster client relationships. Your cover letter needs to reflect both your analytical skills and your commitment to customer service excellence.

All cover letter examples in this guide

Commercial Banking

Corporate Banking

Loan Officer

Loan Processor

Phone Banking

Cover letter guide.

Banking Cover Letter Sample

Cover Letter Format

Cover Letter Salutation

Cover Letter Introduction

Cover Letter Body

Cover Letter Closing

No Experience Banking Cover Letter

Key Takeaways

Crafting a banking cover letter can often feel daunting. You might have already dived into job applications, only to realize a punchy cover letter is a must-have. It's not about echoing your resume; it's about showcasing a key professional triumph and bringing your journey to that success to life. Remember, formality is key, but dodging clichés will make you stand out. And keeping it concise to one page is crucial. Let's guide you through writing a cover letter that opens doors.

• Create a banking cover letter to persuade the recruiters you're the best candidate for the role;
• Use industry-leading banking cover letter templates and examples to save time;
• Dedicate your banking cover letter space to your best achievement;
• Make sure your banking cover letter meets recruiters' expectations and standards.

Avoid starting at the blank page for hours by using Enhancv's AI - just upload your resume and your banking cover letter will be ready for you to (tweak and) submit for your dream job.

If the banking isn't exactly the one you're looking for we have a plethora of cover letter examples for jobs like this one:

• Banking resume guide and example
• Financial Accountant cover letter example
• Public Accounting Auditor cover letter example
• Finance Coordinator cover letter example
• Corporate Accounting cover letter example
• Bank Manager cover letter example
• VP of Finance cover letter example
• Tax Manager cover letter example
• Cost Accounting cover letter example
• Finance Manager cover letter example
• Tax Director cover letter example

Banking cover letter example

Alex Johnson

New York, NY

+1-(234)-555-1234

[email protected]

• Explicitly stating relevant previous experience, such as managing relationships with over 500 customers at Chase Bank, provides concrete evidence of capability in the field and assures the hiring manager of the candidate's qualifications for the customer relationship role.
• Quantifying achievements, like citing a 95% customer satisfaction rate and a 30% reduction in customer complaints, helps to objectively demonstrate the candidate's impact and effectiveness in the previous position.
• Identifying a specific initiative, such as leading the integration of a new CRM system, exhibits the candidate’s ability to innovate and improve processes, which could translate into similar successes in the new role.
• Expressing eagerness to apply strategic vision and skills to the potential employer's institution, and aligning personal commitment with the company's core values, shows the hiring manager that the candidate is not only qualified but also genuinely interested in the company's mission.

What about your banking cover letter format: organizing and structuring your information

Here is one secret you should know about your banking cover letter assessment. The Applicant Tracker System (or ATS) won't analyze your cover letter.

You should thus focus on making an excellent impression on recruiters by writing consistent:

• Introduction
• Body paragraphs (and explanation)
• Promise or Call to action
• Signature (that's optional)

Now, let's talk about the design of your banking cover letter.

Ensure all of your paragraphs are single-spaced and have a one-inch margins on all sides (like in our cover letter templates ).

Also, our cover letter builder automatically takes care of the format and comes along with some of the most popular (and modern) fonts like Volkhov, Chivo, and Bitter.

Speaking of fonts, professionals advise you to keep your banking cover letter and resume in the same typography and avoid the over-used Arial or Times New Roman.

When wondering whether you should submit your banking cover letter in Doc or PDF, select the second, as PDF keeps all of your information and design consistent.

The top sections on a banking cover letter

• Header: This should include your contact information, the date, and the employer's contact details, providing a professional appearance and ensuring that the recruiter can easily identify and get in touch with you.
• Greeting: A personalized greeting addressing the hiring manager by name demonstrates that you have done your research and are genuinely interested in the position at their banking institution.
• Introduction: In this section, you should clearly state the banking position you are applying for and give a brief overview of your relevant experience, capturing the recruiter's interest and showing immediate relevance.
• Body: Here, you elaborate on your previous banking experience, quantitative achievements, and understanding of financial principles, showing how your background makes you the right fit for the specific banking role you are pursuing.
• Closing: The closing should reiterate your enthusiasm for the role, include a call to action politely prompting an interview, and thank the hiring manager for considering your application, leaving a professional and courteous final impression.

Key qualities recruiters search for in a candidate’s cover letter

Understanding of Financial Regulations: Banks must adhere strictly to financial regulations, and showing knowledge in this area indicates a candidate's readiness to operate within legal and ethical boundaries.

Attention to Detail: Handling financial transactions requires precision, and even small errors can have significant repercussions, making this trait critical in banking roles.

Customer Service Skills: Bankers often interact with customers, requiring the ability to manage relationships, address concerns effectively, and maintain customer satisfaction and trust.

Sales Experience: Many banking positions have sales components, such as promoting credit cards or loans, hence experience in sales reflects the potential for revenue generation.

Risk Management: The ability to identify and mitigate financial risks is crucial in banking to protect the institution's assets and maintain financial stability.

Numeracy and Analytical Skills: A strong aptitude for numbers and the ability to analyze financial data are essential for making informed decisions in a banking context.

What greeting should you use in your banking cover letter salutation

A simple "Hello" or "Hey" just won't work.

With your banking cover letter salutation , you set the tone of the whole communication.

You should thus address the hiring managers by using their first (or last name) in your greeting.

But how do you find out who's recruiting for the role?

The easiest way is to look up the role on LinkedIn or the corporate website.

Alternatively, you could also contact the organization via social media or email, for more information.

Unable to still obtain the recruiter's name?

Don't go down the "To whom it may concern path". Instead, start your cover letter with a "Dear HR team".

List of salutations you can use

• Dear Hiring Manager,
• Dear [Bank Name] Recruitment Team,
• Dear [Hiring Manager's Name],
• Dear [Department Name] Team,
• Dear Mr./Ms. [Last Name],
• Dear [Position Title] Hiring Committee,

Your banking cover letter intro: showing your interest in the role

On to the actual content of your banking cover letter and the introductory paragraph .

The intro should be no more than two sentences long and presents you in the best light possible.

Use your banking cover letter introduction to prove exactly what interests you in the role or organization. Is it the:

• Company culture;
• Growth opportunities;
• Projects and awards the team worked on/won in the past year;
• Specific technologies the department uses.

When writing your banking cover letter intro, be precise and sound enthusiastic about the role.

Your introduction should hint to recruiters that you're excited about the opportunity and that you possess an array of soft skills, e.g. motivation, determination, work ethic, etc.

Structuring your banking cover letter body to add more value

You've hinted at your value as a professional (this may be your passion for the job or interest in the company) in your introduction.

Next, it's time to pan out the body or middle of your banking cover letter .

When creating your resume, you've probably gone over the advert a million times to select the most relevant skills.

Well, it's time to repeat this activity. Or just copy and paste your previous list of job-crucial requirements.

Then, select one of your past accomplishments, which is relevant and would impress hiring managers.

Write between three and six paragraphs to focus on the value your professional achievement would bring to your potential, new organization.

Tell a story around your success that ultimately shows off your real value as a professional.

Finishing off your banking cover letter with what matters most

So far, you've done a fantastic job in tailoring your banking cover letter for the role and recruiter.

Your final opportunity to make a good impression is your closing paragraph.

And, no, a "Sincerely yours" just won't do, as it sounds too vague and impersonal.

End your banking cover letter with the future in mind.

So, if you get this opportunity, what do you plan to achieve? Be as specific, as possible, of what value you'd bring to the organization.

You could also thank recruiters for their interest in your profile and prompt for follow-up actions (and organizing your first interview).

No experience banking cover letter: making the most out of your profile

Candidates who happen to have no professional experience use their banking cover letter to stand out.

Instead of focusing on a professional achievement, aim to quantify all the relevant, transferrable skills from your life experience.

Once again, the best practice to do so would be to select an accomplishment - from your whole career history.

Another option would be to plan out your career goals and objectives: how do you see yourself growing, as a professional, in the next five years, thanks to this opportunity?

Be precise and concise about your dreams, and align them with the company vision.

Key takeaways

Writing your banking cover letter doesn't need to turn into an endless quest, but instead:

• Create an individual banking cover letter for each role you apply to, based on job criteria (use our builder to transform your resume into a cover letter, which you could edit to match the job);
• Stick with the same font you've used in your resume (e.g. Raleway) and ensure your banking cover letter is single-spaced and has a one-inch margin all around;
• Introduce your enthusiasm for the role or the company at the beginning of your banking cover letter to make a good first impression;
• Align what matters most to the company by selecting just one achievement from your experience, that has taught you valuable skills and knowledge for the job;
• End your banking cover letter like any good story - with a promise for greatness or follow-up for an interview.

Banking cover letter examples

Explore additional banking cover letter samples and guides and see what works for your level of experience or role.

Cover letter examples by industry

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Banking cover letter examples

Try the CV builder 

If you’re hoping to land your next banking role, then you need a cover letter that’s right on the money.

In our step-by-step guide, we’ll share our top tips and advice for writing an impressive application.

We’ve also created some banking cover letter examples to inspire your own. Check them out below.

CV templates 

Banking cover letter example 1

Build your CV now 

Banking cover letter example 2

Banking cover letter example 3

These 3 Banking cover letter example s should provide you with a good steer on how to write your own cover letter, and the general structure to follow.

Our simple step-by-step guide below provides some more detailed advice on how you can craft a winning cover letter for yourself, that will ensure your CV gets opened.

How to write a Banking cover letter

A simple step-by-step guide to writing your very own winning cover letter.

Write your cover letter in the body of an email/message

When writing your Banking cover letter, it’s best to type the content into the body of your email (or the job site messaging system) and not to attach the cover letter as a separate document.

This ensures that your cover letter gets seen as soon as a recruiter or employer opens your message.

If you attach the cover letter as a document, you’re making the reader go through an unnecessary step of opening the document before reading it.

If it’s in the body of the message itself, it will be seen instantly, which hugely increases the chances of it being read.

Start with a friendly greeting

To start building rapport with the recruiter or hiring manager right away, lead with a friendly greeting.

Try to strike a balance between professional and personable.

Go with something like…

• Hi [insert recruiter name]
• Hi [insert department/team name]

Stay away from old-fashioned greetings like “Dear sir/madam ” unless applying to very formal companies – they can come across as cold and robotic.

How to find the contact’s name?

Addressing the recruitment contact by name is an excellent way to start building a strong relationship. If it is not listed in the job advert, try to uncover it via these methods.

• Check out the company website and look at their  About page. If you see a hiring manager, HR person or internal recruiter, use their name. You could also try to figure out who would be your manager in the role and use their name.
• Head to LinkedIn , search for the company and scan through the list of employees. Most professionals are on LinkedIn these days, so this is a good bet.

Identify the role you are applying for

Once you’ve opened up the cover letter with a warm greeting to start building a relationship, it is time to identify which role you want to apply for.

Recruiters are often managing multiple vacancies, so you need to ensure you apply to the correct one.

Be very specific and use a reference number if you can find one.

• I am interested in applying for the position of *Banking role* with your company.
• I would like to apply for the role of Sales assistant (Ref: 406f57393)
• I would like to express my interest in the customer service vacancy within your retail department
• I saw your advert for a junior project manager on Reed and would like to apply for the role.

See also: CV examples – how to write a CV – CV profiles

Highlight your suitability

The sole objective of your cover letter is to motivate recruiters into to opening your CV. And you achieve this by quickly explaining your suitability to the roles you are applying for.

Take a look at the job descriptions you are applying to, and make note of the most important skills and qualifications being asked for.

Then, when crafting your cover letter, make your suitability the central focus.

Explain why you are the best qualified candidate, and why you are so well suited to carry out the job.

This will give recruiters all the encouragement they need to open your CV and consider you for the job.

Keep it short and sharp

A good cover letter is short and sharp, getting to the point quickly with just enough information to grab the attention of recruiters.

Ideally your cover letter should be around 4-8 sentences long – anything longer will risk losing the attention of time-strapped recruiters and hiring managers .

Essentially you need to include just enough information to persuade the reader to open up your CV, where the in-depth details will sit.

Sign off professionally

To round of your CV, you should sign off with a professional signature.

This will give your cover letter a slick appearance and also give the recruiter all of the necessary contact information they need to get in touch with you.

The information to add should include:

• A friendly sign off – e.g. “Kindest regards”
• Your full name
• Phone number (one you can answer quickly)
• Email address
• Profession title
• Professional social network –  e.g. LinkedIn

Here is an example signature;

Warm regards,

Jill North IT Project Manager 078837437373 [email protected] LinkedIn

Quick tip: To save yourself from having to write your signature every time you send a job application, you can save it within your email drafts, or on a separate documents that you could copy in.

What to include in your Banking cover letter

Here’s what kind of content you should include in your Banking cover letter…

The exact info will obviously depend on your industry and experience level, but these are the essentials.

• Your relevant experience – Where have you worked and what type of jobs have you held?
• Your qualifications – Let recruiters know about your highest level of qualification to show them you have the credentials for the job.
• The impact you have made – Show how your actions have made a positive impact on previous employers; perhaps you’ve saved them money or helped them to acquire new customers?
• Your reasons for moving – Hiring managers will want to know why you are leaving your current or previous role, so give them a brief explanation.
• Your availability – When can you start a new job ? Recruiters will want to know how soon they can get you on board.

Don’t forget to tailor these points to the requirements of the job advert for best results.

Banking cover letter templates

Copy and paste these Banking cover letter templates to get a head start on your own.

Hello Harry

I am keen to showcase my interest in the Bank Manager position at Investec. With a distinguished career in the financial service industry spanning over 15 years, I am excited about the opportunity to lead a dynamic team, steer exceptional customer experiences, and contribute to the success of your company.

Throughout my career at Metro Bank, I have held progressively responsible roles, where I honed my expertise in optimising branch operations, client service, team management, and business development across all activities. Some of the significant contributions I have played throughout my time at Metro Bank include, increasing deposits by 30% through integrating targeted marketing campaigns and relationship-building strategies, developing training programs which enhanced branch staff’s cross-selling of bank products by 50%, and lessening annual expenses by £80K by negotiating favourable contracts with suitable vendors.

My passion for fostering a customer-centric culture has been the driving force behind my success, and I am confident that my collaborative approach and ability to build and maintain relationships will ensure continued growth for Investec as a whole. Thank you very much for considering my application and I hope to hear from you very soon regarding scheduling an interview.

Kind regards

Ellen Mount ¦ 07777777777 ¦ [email protected]

I hope you’re well. I am thrilled to apply for the Private Banker role at Santander, as advertised on Indeed. With a successful track record in wealth management and a deep commitment to delivering personalised financial solutions to high-net-worth clients, I am eager to contribute my expertise to your institution.

I possess 7 years of experience as a Private Banker at CitiBank, where I increased AUM by 20% since 2016, successfully generated £3M in revenue and exceeded individual/team targets through cross-selling financial products to clients. I also boosted CSAT scores by 10% within 3-months due to promptly addressing any complaints.

I am eager to leverage my skills to enhance your establishment’s reputation and ensure to its continued success. As a highly analytical professional, I thrive in dynamic market environments and excel at navigating complex financial landscapes. My dedication to providing exceptional service is matched by my commitment to stay abreast of industry trends and guaranteeing my clients receive the most relevant advice.

Thank you for considering my application and look forward to attending an interview at your convenience.

Simon Piles ¦ 07777777777 ¦ [email protected]

Good morning, Gary

I am excited to apply for the Junior Teller role at Fidelity Bank. I am eager to leverage my skills and commitment towards maintaining the high standards of service associated with your institution.

Throughout my academic journey and part-time experiences, I have developed a deep understanding of banking procedures, where I gained valuable insights into the importance of accuracy, confidentiality, and efficiency in handling transactions. As a recent HND Banking Graduate from Lincoln College, I possess theoretical knowledge in financial accounting and economics.

Additionally, I completed a one-year internship at TD Group where I was exposed to real-world cash handling, account management, and customer interactions. During this internship I assisted in the implementation of a new process for addressing inquiries that reduced wait times by 20%, as well as assuring a 100% record of compliance with bank policies which led to successful audits with no major findings.

Please feel free to reach out to me via email or by phone at your convenience to schedule an interview. Thank you for considering my application.

Lisa McKenzie ¦ 07777777777 ¦ [email protected]

Writing an impressive cover letter is a crucial step in landing a Banking job, so taking the time to perfect it is well worth while.

By following the tips and examples above you will be able to create an eye-catching cover letter that will wow recruiters and ensure your CV gets read – leading to more job interviews for you.

Good luck with your job search!

Banking Cover Letter Guide With Templates & Examples

Learn how to write a banking cover letter with templates, samples, and important tips to make your job application stand out.

Pansy Thakuria

Read more posts by this author.

Banking jobs usually require you to submit a cover letter and a resume for a more detailed job application. Bankers are very professional and value paperwork.

As a banking candidate, you must know how to craft a perfect cover letter that your employer will assess. In your banking cover letter, you get to explain and highlight your skills, work experience, and how you can contribute to the company you’re applying to.

In this guide, we will learn how to create a cover letter to make you stand out from other candidates. We explore all the contents of a cover letter and what are the most important things to include in it.

What is a banking cover letter?

A banking cover letter is a short letter you write when you want to work in a bank. It's like a note introducing yourself to the bank and explaining why you want to work there. You mention your skills and experiences related to banking to show why you'd be a good fit for the job.

It's a way to get the bank's attention and interest them in hiring you.

Let’s look at some templates and examples.

Banking Cover Letter Template For Beginners With No Experience

[Your Name] [Your Address] [City, State, ZIP Code] [Your Email Address] [Your Phone Number] [Date]

[Hiring Manager's Name] [Bank Name] [Bank Address] [City, State, ZIP Code]

Dear [Hiring Manager's Name],

I hope this letter finds you well. My name is [Your Name], and I am reaching out to express my genuine interest in the [specific position] at [Bank Name], as mentioned in your recent posting.

A Bit About Me:

I recently graduated with a [Your Degree] from [Your University], where I delved into subjects like Finance and Accounting. It was an exciting journey that fueled my interest in the dynamic world of banking.

While I may not have direct banking experience, I've developed a solid understanding of financial principles during my studies. I'm also quite handy with Microsoft Office, especially Excel and Word.

Why [Bank Name]?

[Bank Name] caught my eye because of its stellar reputation and commitment to [mention something specific about the bank, e.g., community involvement innovative services].

I am genuinely eager to be a part of a team that values [mention a key value of the bank, e.g., customer satisfaction, integrity].

What I Bring:

I am a quick learner, ready to absorb new information and contribute my best to the fast-paced banking world.

Beyond my academic qualifications, I bring a strong work ethic and a genuine passion for learning. I am confident that my adaptability will be an asset in a dynamic banking environment.

Let's Chat:

I am genuinely excited about the prospect of contributing to [Bank Name]'s success. I would love the opportunity to discuss how my eagerness and skills align with the goals of [Bank Name]. I am available for an interview at your convenience.

Thank you for considering my application. I look forward to possibly joining the [Bank Name] family.

Warm regards, [Your Name]

A cover letter first-timer? Let’s help you with our easy-to-follow guide with customizable examples: Cover Letter Guide.

Banking Cover Letter Template For Experienced Professionals

[Your Name] [Your Address] [City, State, ZIP Code] [Your Email Address] [Your Phone Number]

As advertised, I am writing to express my interest in the [specific position] at [Bank Name]. With a robust background in banking and a proven track record of success, I am eager to bring my expertise to your esteemed institution.

Professional Snapshot:

Experience:

• Over [number] years of experience in various roles within the banking sector.
• [Briefly mention specific roles, e.g., Branch Manager, Financial Analyst].

Achievements:

• Successfully [mention a significant accomplishment, e.g., increased branch profitability by X%].
• Demonstrated proficiency in [mention relevant skills, e.g., risk management, portfolio analysis].
• I have been following [Bank Name]'s commitment to [mention a specific aspect, e.g., technological innovation, customer-centric services] and am eager to contribute to its continued success.

Key Strengths:

• Proven ability to develop and execute strategic plans to enhance overall branch performance.

Team Leadership:

• Successful track record of leading and motivating teams to achieve and exceed targets.

Customer Relationship Management:

• Adept at fostering strong relationships with clients, ensuring satisfaction and loyalty.

Let's Collaborate:

I am excited about the opportunity to contribute my skills and insights to [Bank Name]. I believe my experience aligns well with the goals of your institution.

I would welcome the chance to discuss further how my background and skills can benefit [Bank Name]. I am available for an interview at your earliest convenience.

Thank you for considering my application. I look forward to the possibility of joining your dynamic team.

Sincerely, [Your Name]

Banking Cover Letter Example And Sample For Experienced Professionals

Sarah Baker New town street Metropolis, MS 56789 [email protected] 999-000-222

Jess Anderson Prestige Bank 123 Financial Avenue Metropolis, MS 56789

I am writing to express my interest in the Senior Financial Analyst position at Prestige Bank, as advertised. With over 10 years of experience in the banking sector and a proven track record of success, I am eager to contribute my expertise to your esteemed institution.

• Over 10 years of experience in various roles within the banking sector.
• Worked as a Financial Analyst at Financial Excellence Inc. for five years, managing complex financial portfolios and conducting risk assessments.
• Successfully implemented a risk mitigation strategy that resulted in a 15% reduction in overall portfolio risk.
• Consistently exceeded quarterly revenue targets by 20%, contributing to the overall profitability of Financial Excellence Inc.

Why Prestige Bank?

I have followed Prestige Bank's commitment to technological innovation and its reputation for delivering customer-centric services. I am eager to bring my skills to an institution that values forward-thinking strategies and client satisfaction.

Strategic Planning:

• Developed and executed strategic plans to enhance overall branch performance, increasing customer satisfaction and loyalty.
• Successfully led and motivated cross-functional teams, achieving and exceeding financial targets.
• Established and maintained strong relationships with clients, ensuring their financial goals aligned with the bank's offerings.

I am excited about the opportunity to contribute my skills and insights to Prestige Bank. I believe my experience aligns well with the goals of your institution.

I would welcome the chance to discuss further how my background and skills can benefit Prestige Bank. I am available for an interview at your earliest convenience.

Sincerely, Sarah Baker

How to write a banking cover letter?

Writing a banking cover letter involves conveying your interest in a specific banking position, showcasing your relevant skills and experiences, and explaining why you are a strong fit for the role. Here's a step-by-step guide:

Contact Information

• Include your full name, address, phone number, and email at the top of the letter.
• Include the current date.

Employer's Information

• Add the hiring manager's name, bank name, address, and other relevant details.
• If possible, address the hiring manager by name (e.g., "Dear Mr. Smith"). If you don't know the name, use a generic greeting like "Dear Hiring Manager."

Introduction

• Start with a clear and concise introduction expressing your interest in the specific banking position.

Why You Are a Good Fit

• Briefly mention your relevant skills, education, and any specific achievements. Tailor this section to the job description.

Why the Bank

• Explain why you want to work for this particular bank. Mention any unique aspects, values, or services that attracted you.

Key Skills and Experiences

• Highlight the key skills and experiences that make you a strong candidate. Use bullet points for clarity.
• Express your enthusiasm for the position and eagerness to contribute to the bank's success.

Closing Salutation

• Use a professional closing, such as "Sincerely" or "Best regards."
• Sign your name if sending a hard copy.

Email/Phone Number

• Include contact information again.

Tips for Writing a Banking Cover Letter:

Tailor to the Job Customize your letter for each application by addressing the specific requirements in the job posting.

Be Specific Use concrete examples to demonstrate your achievements and skills.

Quantify Achievements Where possible, quantify your accomplishments (e.g., "Increased branch profitability by 20%").

Research the Bank Show that you've done your homework by mentioning details about the bank's operations, values, or recent achievements.

Be Concise Keep the cover letter concise and focused, typically one page in length.

Proofread Eliminate spelling and grammatical errors to present a polished and professional letter.

Show Enthusiasm Convey genuine excitement about the opportunity to work for the bank.

The goal is to make a strong and positive impression that encourages the hiring manager to consider you a potential candidate.

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